Zip lookup · NY

12526
Germantown, New York.

Germantown, Columbia County, NY · Hudson, NY metro · population 3,548

What it costs per month · 12526 $3,091/mo

to buy the typical home at today's mortgage rate — +$2,009 (+186%) since Jan 2020.

What the home itself did
1 year
Up $46,395 +9%
$542,524$588,919 since Sep 2025
5 years
Up $172,557 +41%
$416,362$588,919 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 12526 $3,091 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 12526$3,091
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 12526 rose 8.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Germantown, NY — measured over the city limits, which is a different area from this zip.

Typical home value $588,919 as of Sep 2026
+8.6%year on year

Typical home value — 12526

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 12526 $588,919 Hudson $489,939 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 12526$588,919
  • Hudson$489,939
  • United States$366,157

Within 20 miles

Showing 30 of 57 zips in range — sorting picks from all 57.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 12453 Malden On Hudson 241 — $431,082
4.7 12583 Tivoli 1,994 — $500,573
6.0 12523 Elizaville 1,908 — $423,982
7.6 12414 Catskill 10,169 $1,600 $344,716
7.7 12477 Saugerties 19,066 $2,123 $417,053
8.4 12571 Red Hook 10,108 $2,788 $570,328
8.9 12534 Hudson 17,176 $2,546 $452,356
9.3 12463 Palenville 1,373 — $338,761
9.4 12456 Mount Marion 390 — $279,526
9.8 12513 Claverack 228 — $467,696
10.9 12502 Ancram 984 — $569,434
11.2 12521 Craryville 2,056 — $514,048
11.2 12449 Lake Katrine 3,010 — $365,901
11.2 12015 Athens 3,852 — $446,490
12.4 12436 Haines Falls 607 — $351,521
12.9 12473 Round Top 831 — $385,834
13.3 12451 Leeds 909 — $333,606
13.4 12427 Elka Park 935 — $440,377
13.6 12572 Rhinebeck 8,869 $3,168 $699,514
13.9 12498 Woodstock 4,572 $2,849 $661,163
14.0 12565 Philmont 1,439 — $330,014
14.3 12470 Purling 618 — $319,475
14.4 12567 Pine Plains 2,695 — $462,385
14.8 12574 Rhinecliff 619 — $747,762
15.4 12051 Coxsackie 5,876 — $306,128
15.5 12503 Ancramdale 732 — $589,299
15.7 12516 Copake 1,925 — $492,139
15.7 12413 Cairo 3,368 — $302,383
16.0 12058 Earlton 1,220 — $358,057
16.1 12485 Tannersville 1,021 — $403,197

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.