Zip lookup · NY

13685
Sackets Harbor, New York.

Sackets Harbor, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 2,362

What it costs per month · 13685 $1,569/mo

to buy the typical home at today's mortgage rate — +$865 (+123%) since Jan 2020.

What the home itself did
1 year
Up $17,241 +6%
$281,666$298,906 since Sep 2025
5 years
Up $78,977 +36%
$219,929$298,906 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13685 $1,569 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13685$1,569
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13685 rose 6.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Sackets Harbor, NY — measured over the city limits, which is a different area from this zip.

Typical home value $298,906 as of Sep 2026
+6.1%year on year

Typical home value — 13685

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13685 $298,906 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13685$298,906
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 13634 Dexter 3,570 — $244,190
5.9 13606 Adams Center 2,468 — $234,315
7.4 13615 Brownville 700 — $214,871
9.0 13605 Adams 5,259 — $221,070
9.5 13601 Watertown 36,839 $1,552 $205,423
10.3 13693 Three Mile Bay 423 — $274,253
10.3 13650 Henderson 1,236 — $275,587
11.3 13622 Chaumont 1,859 — $265,716
12.1 13682 Rodman 854 — $237,754
13.3 13616 Calcium 1,430 — $229,342
15.5 13661 Mannsville 1,908 — $224,789
15.6 13618 Cape Vincent 1,771 — $255,396
16.6 13612 Black River 2,865 — $249,534
17.2 13637 Evans Mills 5,212 $1,368 $266,832
17.5 13659 Lorraine 386 — $167,159
17.9 13638 Felts Mills 157 — $187,153
19.2 13656 La Fargeville 2,942 — $206,650
19.5 13626 Copenhagen 2,202 — $212,911
19.5 13145 Sandy Creek 2,028 — $195,372
20.0 13624 Clayton 4,650 — $329,699

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.