Zip lookup · DE

19701
Bear, Delaware.

Bear, New Castle County, DE · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro · population 42,984

What it costs per month · 19701 $2,198/mo

to buy the typical home at today's mortgage rate — +$1,162 (+112%) since Jan 2020.

What the home itself did
1 year
Up $4,443 +1%
$414,367$418,810 since Sep 2025
5 years
Up $84,907 +25%
$333,903$418,810 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 19701 $2,198 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 19701$2,198
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 19701 rose 1.1% over the past year — in step with the nation.

Asking rents in zip 19701 rose 1.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 19701 runs $475/mo more than renting one. The gap peaked at $625 in Oct 2023.

That is $2,894 a month against $2,419 rent: a $2,198 mortgage payment, plus $248 property tax and $448 insurance & upkeep.

Owning vs renting — zip 19701

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2021 2022 2023 2024 2025 2026 Owning all in $2,894 Renting $2,419 Mortgage only $2,198
$1,000 $2,000 $3,000 2022 2024 2026
  • Owning all in$2,894
  • Renting$2,419
  • Mortgage only$2,198

Property tax · $248/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for New Castle County, DE

Insurance & upkeep · $448/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bear, DE — measured over the city limits, which is a different area from this zip.

Asking rent $2,419 as of Sep 2026
+1.8%year on year
Typical home value $418,810 as of Sep 2026
+1.1%year on year

Asking rent — 19701

Against the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro and the national benchmark.

$1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 19701 $2,419 Philadelphia $1,903 United States $1,932
$1,500 $2,000 $2,500 2022 2024 2026
  • 19701$2,419
  • Philadelphia$1,903
  • United States$1,932

Typical home value — 19701

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 19701 $418,810 Philadelphia $386,048 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 19701$418,810
  • Philadelphia$386,048
  • United States$366,157

Within 20 miles

Showing 30 of 48 zips in range — sorting picks from all 48.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 19702 Newark 55,683 $2,022 $350,587
3.1 19733 Saint Georges 186 — $309,746
5.9 19706 Delaware City 2,038 — $293,618
6.0 19713 Newark 30,747 $2,037 $316,354
6.5 19720 New Castle 62,392 $1,687 $276,574
6.6 19709 Middletown 53,234 $2,755 $535,757
7.5 19731 Port Penn 655 — $292,558
8.8 21920 Elk Mills 1,413 — $276,463
9.0 21921 Elkton 45,527 $1,904 $373,205
9.2 19730 Odessa 425 — $404,810
9.2 19711 Newark 49,432 $2,028 $424,206
9.8 21915 Chesapeake City 2,471 — $411,372
10.0 19804 Wilmington 18,779 $1,837 $276,255
10.5 08070 Pennsville 12,511 — $277,479
10.8 19808 Wilmington 39,082 $2,204 $368,586
12.5 19805 Wilmington 41,402 $1,554 $216,108
12.7 21912 Warwick 1,536 — $579,185
12.8 19801 Wilmington 16,327 $1,809 $178,383
13.3 19350 Landenberg 10,945 — $641,863
13.8 21901 North East 19,514 $1,838 $391,857
13.9 19707 Hockessin 17,376 — $604,511
14.1 19734 Townsend 14,214 — $486,180
14.2 19806 Wilmington 9,777 $1,884 $361,456
14.5 08079 Salem 10,762 $1,650 $234,836
15.0 19802 Wilmington 26,051 $1,656 $198,687
15.1 21914 Charlestown 810 — $331,643
15.1 21913 Cecilton 820 — $304,906
15.4 19807 Wilmington 7,815 — $1,109,386
15.6 08069 Penns Grove 13,413 $1,950 $243,789
15.9 19809 Wilmington 14,311 $1,653 $319,144

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.