Zip lookup · MD

21227
Halethorpe, Maryland.

Halethorpe, Baltimore County, MD · Baltimore-Columbia-Towson, MD metro · population 34,907

What it costs per month · 21227 $1,602/mo

to buy the typical home at today's mortgage rate — +$769 (+92%) since Jan 2020.

What the home itself did
1 year
Up $1,435 +0%
$303,686$305,120 since Sep 2025
5 years
Up $46,270 +18%
$258,850$305,120 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21227 $1,602 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21227$1,602
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 21227 rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21227 fell 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21227 runs $717/mo more than renting one. The gap peaked at $724 in Jul 2024.

That is $2,203 a month against $1,487 rent: a $1,602 mortgage payment, plus $275 property tax and $327 insurance & upkeep.

Owning vs renting — zip 21227

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $1,750 $2,000 $2,250 2024 2025 2026 Owning all in $2,203 Renting $1,487 Mortgage only $1,602
$1,500 $1,750 $2,000 $2,250 2024 2025 2026
  • Owning all in$2,203
  • Renting$1,487
  • Mortgage only$1,602

Property tax · $275/mo 1.08% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $327/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Baltimore County, MD 97% · Baltimore City, MD 3%

Zillow also publishes an index for the city itself: Halethorpe, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,487 as of Sep 2026
-0.4%year on year
Typical home value $305,120 as of Sep 2026
+0.5%year on year

Asking rent — 21227

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,400 $1,600 $1,800 2024 2025 2026 21227 $1,487 Baltimore $1,937 United States $1,932
$1,400 $1,600 $1,800 2024 2025 2026
  • 21227$1,487
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21227

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 21227 $305,120 Baltimore $396,959 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 21227$305,120
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 100 zips in range — sorting picks from all 100.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 21090 Linthicum Heights 10,652 $1,986 $430,756
3.2 21229 Baltimore 46,679 $1,528 $170,468
3.3 21223 Baltimore 19,572 $1,596 $65,619
3.5 21230 Baltimore 32,977 $2,191 $265,080
3.6 21225 Brooklyn 34,062 $1,416 $222,776
4.3 21228 Catonsville 50,492 $1,750 $424,864
4.7 21075 Elkridge 37,363 $2,379 $481,968
4.8 21201 Baltimore 18,307 $1,474 $217,563
4.9 21216 Baltimore 29,426 $1,547 $113,799
5.1 21217 Baltimore 30,792 $1,529 $91,872
5.5 21076 Hanover 24,268 $2,632 $531,302
5.5 21202 Baltimore 20,683 $1,711 $184,462
5.7 21231 Baltimore 14,969 $2,323 $291,837
5.8 21077 Harmans 63 — $453,599
6.0 21061 Glen Burnie 57,230 $1,713 $375,161
6.2 21207 Gwynn Oak 47,099 $1,439 $287,860
6.5 21043 Ellicott City 48,525 $2,481 $626,717
6.5 21211 Baltimore 14,969 $2,159 $278,340
6.6 21226 Curtis Bay 6,674 $1,454 $313,877
7.1 21060 Glen Burnie 39,730 $1,768 $413,535
7.3 21215 Baltimore 52,229 $1,312 $158,625
7.5 21218 Baltimore 44,014 $1,454 $181,991
7.5 21205 Baltimore 13,013 $1,857 $108,282
7.5 21213 Baltimore 28,058 $1,740 $118,612
8.0 21224 Baltimore 47,465 $2,162 $232,620
8.3 21144 Severn 37,118 $2,234 $515,300
8.3 21045 Columbia 40,034 $2,252 $476,394
8.5 20794 Jessup 16,814 $2,147 $486,441
8.5 21244 Windsor Mill 38,208 $1,510 $321,947
8.5 21210 Baltimore 14,134 $1,750 $480,298

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.