Zip lookup · MD

21244
Windsor Mill, Maryland.

Windsor Mill, Baltimore County, MD · Baltimore-Columbia-Towson, MD metro · population 38,208

What it costs per month · 21244 $1,690/mo

to buy the typical home at today's mortgage rate — +$807 (+91%) since Jan 2020.

What the home itself did
1 year
Up $27 +0%
$321,920$321,947 since Sep 2025
5 years
Up $36,127 +13%
$285,821$321,947 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21244 $1,690 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21244$1,690
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 29 years.

Typical home values in zip 21244 rose 0.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21244 rose 0.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21244 runs $812/mo more than renting one. The gap peaked at $934 in Oct 2023.

That is $2,321 a month against $1,510 rent: a $1,690 mortgage payment, plus $287 property tax and $345 insurance & upkeep.

Owning vs renting — zip 21244

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2021 2022 2023 2024 2025 2026 Owning all in $2,321 Renting $1,510 Mortgage only $1,690
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,321
  • Renting$1,510
  • Mortgage only$1,690

Property tax · $287/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD

Insurance & upkeep · $345/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Windsor Mill, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,510 as of Sep 2026
+0.7%year on year
Typical home value $321,947 as of Sep 2026
+0.0%year on year

Asking rent — 21244

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2021 2022 2023 2024 2025 2026 21244 $1,510 Baltimore $1,937 United States $1,932
$1,200 $1,400 $1,600 $1,800 2022 2024 2026
  • 21244$1,510
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21244

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 21244 $321,947 Baltimore $396,959 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 21244$321,947
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 92 zips in range — sorting picks from all 92.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 21133 Randallstown 31,398 $1,481 $361,654
3.4 21207 Gwynn Oak 47,099 $1,439 $287,860
4.0 21163 Woodstock 7,539 — $649,015
4.6 21208 Pikesville 37,276 $2,157 $372,458
4.6 21228 Catonsville 50,492 $1,750 $424,864
5.3 21215 Baltimore 52,229 $1,312 $158,625
5.4 21043 Ellicott City 48,525 $2,481 $626,717
5.9 21229 Baltimore 46,679 $1,528 $170,468
6.1 21216 Baltimore 29,426 $1,547 $113,799
6.4 21117 Owings Mills 62,816 $1,877 $384,367
6.7 21209 Baltimore 30,126 $1,754 $444,961
6.7 21104 Marriottsville 6,052 — $716,377
7.0 21153 Stevenson 456 — $1,099,138
7.3 21042 Ellicott City 43,327 $2,929 $796,991
7.7 21211 Baltimore 14,969 $2,159 $278,340
7.7 21223 Baltimore 19,572 $1,596 $65,619
7.9 21217 Baltimore 30,792 $1,529 $91,872
8.0 21210 Baltimore 14,134 $1,750 $480,298
8.5 21227 Halethorpe 34,907 $1,487 $305,120
9.0 21201 Baltimore 18,307 $1,474 $217,563
9.1 21075 Elkridge 37,363 $2,379 $481,968
9.2 21045 Columbia 40,034 $2,252 $476,394
9.3 21212 Baltimore 33,974 $1,686 $335,737
9.4 21204 Towson 19,845 $1,943 $590,649
9.6 21218 Baltimore 44,014 $1,454 $181,991
9.7 21202 Baltimore 20,683 $1,711 $184,462
9.8 21230 Baltimore 32,977 $2,191 $265,080
10.1 21044 Columbia 44,114 $2,332 $537,079
10.3 21093 Lutherville Timonium 39,100 $1,963 $502,253
10.5 21071 Glyndon 404 — $490,124

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.