Zip lookup · FL

33570
Ruskin, Florida.

Ruskin, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 33,319

What it costs per month · 33570 $1,062/mo

to buy the typical home at today's mortgage rate — +$469 (+79%) since Jan 2020.

What the home itself did
1 year
Down $35,954 -15%
$238,291$202,337 since Sep 2025
5 years
Down $3,940 -2%
$206,277$202,337 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33570 $1,062 United States $1,811
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33570$1,062
  • United States$1,811

At the last five years' pace, prices here aren't rising.

Typical home values in zip 33570 fell 3.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33570 rose 2.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33570 runs $806/mo less than renting one. The gap peaked at $815 in Aug 2026.

That is $1,415 a month against $2,221 rent: a $1,062 mortgage payment, plus $137 property tax and $217 insurance & upkeep.

Owning vs renting — zip 33570

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,415 Renting $2,221 Mortgage only $1,062
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,415
  • Renting$2,221
  • Mortgage only$1,062

Property tax · $137/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $217/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Ruskin, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,221 as of Sep 2026
+2.2%year on year

Asking rent — 33570

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 33570 $2,221 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 33570$2,221
  • Tampa$1,991
  • United States$1,932

Within 20 miles

Showing 30 of 47 zips in range — sorting picks from all 47.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.2 33572 Apollo Beach 26,495 $2,222 $440,724
6.3 33573 Sun City Center 35,362 $2,151 $268,955
9.5 34221 Palmetto 56,208 $2,155 $352,330
10.3 33534 Gibsonton 17,740 $2,272 $313,707
10.3 33598 Wimauma 32,820 $2,297 $344,205
11.4 34222 Ellenton 14,819 $2,117 $375,324
11.6 34250 Terra Ceia 617 — $750,672
11.6 33705 Saint Petersburg 27,939 $2,303 $329,435
12.1 33701 Saint Petersburg 18,823 $2,553 $746,037
12.7 33616 Tampa 15,830 $2,160 $405,306
12.8 33579 Riverview 49,470 $2,542 $383,778
12.8 33704 Saint Petersburg 16,232 $2,185 $736,501
13.0 33712 Saint Petersburg 27,142 $1,893 $319,815
13.3 33703 Saint Petersburg 25,264 $2,730 $397,073
13.5 33578 Riverview 60,651 $1,937 $334,713
13.9 33611 Tampa 36,810 $2,366 $481,942
14.1 34212 Bradenton 25,536 $1,960 $520,703
14.4 33711 Saint Petersburg 20,013 $2,162 $273,719
14.4 34219 Parrish 33,296 $2,651 $414,556
14.6 33569 Riverview 27,867 $2,417 $389,725
14.7 34208 Bradenton 44,004 $1,826 $320,189
14.9 33713 Saint Petersburg 31,729 $2,101 $356,997
15.0 33702 Saint Petersburg 31,294 $1,769 $305,407
15.9 33714 Saint Petersburg 19,227 $1,846 $267,366
16.1 33629 Tampa 27,710 $2,795 $1,045,954
16.3 33715 Saint Petersburg 8,032 $3,600 $466,296
16.4 34205 Bradenton 31,946 $1,606 $263,156
16.5 33606 Tampa 24,570 $2,338 $862,670
16.6 33707 Saint Petersburg 24,324 $2,267 $360,497
17.3 33716 Saint Petersburg 19,328 $1,712 $162,010

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.