Zip lookup · FL

33534
Gibsonton, Florida.

Gibsonton, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 17,740

What it costs per month · 33534 $1,647/mo

to buy the typical home at today's mortgage rate — +$894 (+119%) since Jan 2020.

What the home itself did
1 year
Down $8,259 -3%
$321,966$313,707 since Sep 2025
5 years
Up $40,931 +15%
$272,776$313,707 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33534 $1,647 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33534$1,647
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 33534 fell 2.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33534 rose 4.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 33534 runs $78/mo less than renting one. The gap peaked at $638 in Oct 2022.

That is $2,194 a month against $2,272 rent: a $1,647 mortgage payment, plus $212 property tax and $336 insurance & upkeep.

Owning vs renting — zip 33534

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,194 Renting $2,272 Mortgage only $1,647
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,194
  • Renting$2,272
  • Mortgage only$1,647

Property tax · $212/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $336/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Gibsonton, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,272 as of Sep 2026
+4.5%year on year
Typical home value $313,707 as of Sep 2026
-2.6%year on year

Asking rent — 33534

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,500 $1,750 $2,000 $2,250 2021 2022 2023 2024 2025 2026 33534 $2,272 Tampa $1,991 United States $1,932
$1,500 $1,750 $2,000 $2,250 2022 2024 2026
  • 33534$2,272
  • Tampa$1,991
  • United States$1,932

Typical home value — 33534

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33534 $313,707 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33534$313,707
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 50 zips in range — sorting picks from all 50.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 33578 Riverview 60,651 $1,937 $334,713
4.2 33572 Apollo Beach 26,495 $2,222 $440,724
5.4 33569 Riverview 27,867 $2,417 $389,725
5.9 33579 Riverview 49,470 $2,542 $383,778
7.0 33573 Sun City Center 35,362 $2,151 $268,955
7.8 33619 Tampa 41,396 $1,903 $287,026
7.8 33511 Brandon 62,138 $1,704 $360,338
9.3 33611 Tampa 36,810 $2,366 $481,942
9.3 33606 Tampa 24,570 $2,338 $862,670
9.5 33605 Tampa 16,030 $1,911 $258,789
9.6 33596 Valrico 27,757 $2,796 $456,593
9.9 33616 Tampa 15,830 $2,160 $405,306
10.2 33598 Wimauma 32,820 $2,297 $344,205
10.3 33510 Brandon 30,578 $1,761 $341,382
10.3 33570 Ruskin 33,319 $2,221 $310,228
10.3 33602 Tampa 21,452 $2,692 $519,979
10.7 33629 Tampa 27,710 $2,795 $1,045,954
11.5 33594 Valrico 37,361 $2,398 $365,991
11.8 33609 Tampa 18,535 $2,416 $612,527
12.1 33610 Tampa 46,587 $1,864 $276,197
12.5 33603 Tampa 19,869 $1,912 $402,755
13.1 33607 Tampa 25,291 $2,233 $360,400
13.7 33584 Seffner 28,579 $2,211 $353,694
14.3 33604 Tampa 40,055 $1,509 $320,904
14.4 33527 Dover 17,364 $1,650 $438,892
15.0 33617 Tampa 47,851 $1,648 $296,091
15.0 33547 Lithia 31,431 $2,460 $516,420
15.0 33614 Tampa 47,298 $1,473 $349,913
15.2 33703 Saint Petersburg 25,264 $2,730 $397,073
15.5 33637 Tampa 17,658 $1,768 $295,896

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.