Zip lookup · FL

33610
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 46,587

What it costs per month · 33610 $1,450/mo

to buy the typical home at today's mortgage rate — +$857 (+144%) since Jan 2020.

What the home itself did
1 year
Up $3,398 +1%
$272,798$276,197 since Sep 2025
5 years
Up $57,895 +27%
$218,301$276,197 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33610 $1,450 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33610$1,450
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 33610 rose 1.2% over the past year — in step with the nation.

Asking rents in zip 33610 rose 1.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33610 runs $68/mo more than renting one. The gap peaked at $520 in Nov 2021.

That is $1,932 a month against $1,864 rent: a $1,450 mortgage payment, plus $186 property tax and $296 insurance & upkeep.

Owning vs renting — zip 33610

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $1,932 Renting $1,864 Mortgage only $1,450
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,932
  • Renting$1,864
  • Mortgage only$1,450

Property tax · $186/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $296/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,864 as of Sep 2026
+1.6%year on year
Typical home value $276,197 as of Sep 2026
+1.2%year on year

Asking rent — 33610

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 33610 $1,864 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 33610$1,864
  • Tampa$1,991
  • United States$1,932

Typical home value — 33610

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33610 $276,197 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33610$276,197
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 57 zips in range — sorting picks from all 57.

Miles sorted descending, activate to sort ascending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
19.5 33762 Clearwater 5,063 $1,701 $302,520
19.4 33703 Saint Petersburg 25,264 $2,730 $397,073
19.4 33545 Wesley Chapel 30,222 $2,255 $389,568
19.3 34695 Safety Harbor 18,098 $2,343 $497,107
19.1 33573 Sun City Center 35,362 $2,151 $268,955
18.8 33541 Zephyrhills 24,654 $1,878 $337,428
18.6 33702 Saint Petersburg 31,294 $1,769 $305,407
18.5 33716 Saint Petersburg 19,328 $1,712 $162,010
18.4 34677 Oldsmar 22,762 $2,015 $358,139
17.6 33556 Odessa 35,755 $1,960 $663,413
17.6 33544 Wesley Chapel 29,901 $2,081 $420,102
17.3 34639 Land O'Lakes 30,831 $2,256 $402,709
16.6 33567 Plant City 12,562 — $386,505
16.0 33566 Plant City 24,521 $1,792 $360,507
16.0 33572 Apollo Beach 26,495 $2,222 $440,724
15.6 33563 Plant City 25,896 $1,584 $277,289
15.1 33579 Riverview 49,470 $2,542 $383,778
15.1 33565 Plant City 18,108 $2,358 $394,961
15.0 33626 Tampa 30,575 $2,202 $565,388
14.9 33543 Wesley Chapel 40,648 $2,296 $405,011
14.7 33635 Tampa 19,134 $1,971 $438,609
13.9 33558 Lutz 33,165 $2,155 $547,160
12.8 33616 Tampa 15,830 $2,160 $405,306
12.3 33615 Tampa 47,245 $1,590 $366,074
12.1 33534 Gibsonton 17,740 $2,272 $313,707
12.0 33625 Tampa 29,967 $2,080 $424,731
11.9 33569 Riverview 27,867 $2,417 $389,725
11.6 33596 Valrico 27,757 $2,796 $456,593
11.5 33548 Lutz 8,967 $2,130 $674,562
11.3 33559 Lutz 18,831 $2,011 $371,848

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.