Zip lookup · FL

33912
Fort Myers, Florida.

Fort Myers, Lee County, FL · Cape Coral-Fort Myers, FL metro · population 19,533

What it costs per month · 33912 $1,971/mo

to buy the typical home at today's mortgage rate — +$1,016 (+106%) since Jan 2020.

What the home itself did
1 year
Down $8,212 -2%
$383,719$375,507 since Sep 2025
5 years
Up $41,006 +12%
$334,501$375,507 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 33912 $1,971 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 33912$1,971
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 33912 fell 2.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33912 fell 0.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33912 runs $702/mo more than renting one. The gap peaked at $1,283 in Oct 2023.

That is $2,620 a month against $1,917 rent: a $1,971 mortgage payment, plus $247 property tax and $402 insurance & upkeep.

Owning vs renting — zip 33912

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2023 2024 2025 2026 Owning all in $2,620 Renting $1,917 Mortgage only $1,971
$2,000 $2,500 $3,000 2023 2024 2025 2026
  • Owning all in$2,620
  • Renting$1,917
  • Mortgage only$1,971

Property tax · $247/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Lee County, FL

Insurance & upkeep · $402/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Fort Myers, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,917 as of Sep 2026
-0.9%year on year
Typical home value $375,507 as of Sep 2026
-2.1%year on year

Asking rent — 33912

Against the Cape Coral-Fort Myers, FL metro and the national benchmark.

$1,800 $1,900 $2,000 2023 2024 2025 2026 33912 $1,917 Cape Coral $1,827 United States $1,932
$1,800 $1,900 $2,000 2023 2024 2025 2026
  • 33912$1,917
  • Cape Coral$1,827
  • United States$1,932

Typical home value — 33912

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 33912 $375,507 Cape Coral $334,479 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 33912$375,507
  • Cape Coral$334,479
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 33966 Fort Myers 12,513 $1,750 $333,344
3.6 33907 Fort Myers 25,033 $1,406 $198,448
4.3 33967 Fort Myers 28,341 $2,063 $350,847
5.1 33919 Fort Myers 30,412 $1,713 $243,376
6.3 33908 Fort Myers 37,423 $1,790 $319,110
7.2 33901 Fort Myers 24,481 $1,463 $256,001
7.5 33916 Fort Myers 27,943 $1,556 $210,123
7.5 33973 Lehigh Acres 14,392 $1,623 $279,997
8.0 33913 Fort Myers 31,538 $1,988 $439,551
8.0 33904 Cape Coral 33,599 $1,976 $336,011
8.3 33931 Fort Myers Beach 8,350 $2,700 $483,479
9.5 33976 Lehigh Acres 20,277 $1,996 $281,755
9.8 33928 Estero 31,926 $2,520 $472,556
10.0 33990 Cape Coral 34,713 $1,860 $320,960
10.2 33905 Fort Myers 41,381 $1,744 $279,385
10.7 33971 Lehigh Acres 30,790 $1,984 $283,484
11.5 33903 North Fort Myers 23,655 $1,556 $224,059
11.5 34134 Bonita Springs 16,475 $4,126 $629,422
12.3 33914 Cape Coral 45,540 $1,969 $420,552
12.7 34135 Bonita Springs 48,252 $2,614 $456,564
13.3 33991 Cape Coral 27,725 $1,864 $357,634
13.9 33974 Lehigh Acres 19,927 $1,899 $284,668
15.2 33972 Lehigh Acres 17,285 $1,922 $310,058
15.3 33917 North Fort Myers 33,380 $1,802 $289,347
15.6 33909 Cape Coral 40,231 $1,814 $292,143
16.5 34110 Naples 25,630 $2,668 $600,141
16.7 33993 Cape Coral 35,580 $2,054 $325,023
16.8 33956 Saint James City 3,405 — $426,662
17.2 33920 Alva 9,062 $2,700 $380,812
17.7 33936 Lehigh Acres 27,967 $1,549 $233,515

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.