Zip lookup · TN

37130
Murfreesboro, Tennessee.

Murfreesboro, Rutherford County, TN · Nashville-Davidson--Murfreesboro--Franklin, TN metro · population 58,064

What it costs per month · 37130 $1,930/mo

to buy the typical home at today's mortgage rate — +$997 (+107%) since Jan 2020.

What the home itself did
1 year
Down $1,499 -0%
$369,296$367,797 since Sep 2025
5 years
Up $52,698 +17%
$315,099$367,797 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 37130 $1,930 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 37130$1,930
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 37130 fell 0.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 37130 rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 37130 runs $965/mo more than renting one. The gap peaked at $1,154 in Oct 2023.

That is $2,472 a month against $1,506 rent: a $1,930 mortgage payment, plus $147 property tax and $394 insurance & upkeep.

Owning vs renting — zip 37130

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,472 Renting $1,506 Mortgage only $1,930
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,472
  • Renting$1,506
  • Mortgage only$1,930

Property tax · $147/mo 0.48% of value a year — the ACS 2020-2024 median bill over the median home value for Rutherford County, TN

Insurance & upkeep · $394/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Murfreesboro, TN — measured over the city limits, which is a different area from this zip.

Asking rent $1,506 as of Sep 2026
+1.5%year on year
Typical home value $367,797 as of Sep 2026
-0.4%year on year

Asking rent — 37130

Against the Nashville-Davidson--Murfreesboro--Franklin, TN metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 37130 $1,506 Nashville $1,803 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 37130$1,506
  • Nashville$1,803
  • United States$1,932

Typical home value — 37130

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 37130 $367,797 Nashville $448,896 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 37130$367,797
  • Nashville$448,896
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 37085 Lascassas 5,853 — $545,709
6.9 37129 Murfreesboro 63,652 $1,853 $442,156
7.0 37127 Murfreesboro 21,499 $1,797 $418,386
8.5 37118 Milton 1,094 — $614,941
9.1 37149 Readyville 2,602 — $436,160
9.7 37128 Murfreesboro 79,268 $1,701 $441,238
12.4 37037 Christiana 9,855 $1,925 $406,426
12.5 37167 Smyrna 66,504 $1,721 $402,185
13.4 37016 Auburntown 900 — $409,473
15.0 37153 Rockvale 5,682 — $474,010
16.1 37086 La Vergne 38,872 $2,072 $342,698
16.5 37190 Woodbury 9,525 — $315,605
16.9 37090 Lebanon 19,774 $1,556 $452,329
17.6 37184 Watertown 7,289 — $424,314
17.9 37026 Bradyville 2,054 — $331,769
18.0 37018 Beechgrove 2,501 — $302,641
18.1 37020 Bell Buckle 5,000 — $419,298
18.1 37014 Arrington 3,227 — $1,278,009
19.0 37135 Nolensville 24,409 $2,944 $815,890
19.3 37060 Eagleville 3,396 — $539,963

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.