Zip lookup · TN

38506
Cookeville, Tennessee.

Cookeville, Putnam County, TN · Cookeville, TN metro · population 30,100

What it costs per month · 38506 $1,771/mo

to buy the typical home at today's mortgage rate — +$978 (+123%) since Jan 2020.

What the home itself did
1 year
Up $2,362 +1%
$334,968$337,331 since Sep 2025
5 years
Up $61,709 +22%
$275,622$337,331 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38506 $1,771 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38506$1,771
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 38506 rose 0.7% over the past year — slower than the nation's +1.2%.

This zip spans 4 counties: Putnam County, TN 70% · Overton County, TN 25% · White County, TN 4% · Jackson County, TN 0%

Zillow also publishes an index for the city itself: Cookeville, TN — measured over the city limits, which is a different area from this zip.

Asking rent $1,827 as of Sep 2026
Typical home value $337,331 as of Sep 2026
+0.7%year on year

Asking rent — 38506

Against the Cookeville, TN metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2026 38506 $1,827 Cookeville $1,513 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2026
  • 38506$1,827
  • Cookeville$1,513
  • United States$1,932

Typical home value — 38506

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 38506 $337,331 Cookeville $290,625 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 38506$337,331
  • Cookeville$290,625
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 38501 Cookeville 42,471 $1,403 $299,092
10.5 38580 Rickman 1,609 — $302,864
12.5 38574 Monterey 9,079 — $289,137
12.6 38545 Bloomington Springs 1,575 — $246,027
13.1 38544 Baxter 8,175 — $295,350
15.0 38570 Livingston 10,255 — $233,203
16.4 38583 Sparta 25,584 — $279,608
16.4 38554 Crawford 719 — $202,675
16.8 38562 Gainesboro 6,493 — $204,531
17.5 38568 Hilham 2,243 — $241,535
18.4 38564 Granville 501 — $240,024
18.4 38582 Silver Point 1,729 — $362,583
19.5 38548 Buffalo Valley 1,154 — $286,715

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.