Zip lookup · TN

38545
Bloomington Springs, Tennessee.

Bloomington Springs, Jackson County, TN · Cookeville, TN metro · population 1,575

What it costs per month · 38545 $1,291/mo

to buy the typical home at today's mortgage rate — +$707 (+121%) since Jan 2020.

What the home itself did
1 year
Up $6,325 +3%
$239,702$246,027 since Sep 2025
5 years
Up $44,114 +22%
$201,913$246,027 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38545 $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38545$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 38545 rose 2.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Jackson County, TN 67% · Putnam County, TN 33%

Zillow also publishes an index for the city itself: Bloomington Springs, TN — measured over the city limits, which is a different area from this zip.

Typical home value $246,027 as of Sep 2026
+2.6%year on year

Typical home value — 38545

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 38545 $246,027 Cookeville $290,625 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 38545$246,027
  • Cookeville$290,625
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.9 38564 Granville 501 — $240,024
6.8 38501 Cookeville 42,471 $1,403 $299,092
8.0 38544 Baxter 8,175 — $295,350
8.3 38562 Gainesboro 6,493 — $204,531
8.4 38548 Buffalo Valley 1,154 — $286,715
8.6 38552 Chestnut Mound 472 — $269,510
10.8 38582 Silver Point 1,729 — $362,583
11.8 38560 Elmwood 1,432 — $296,873
12.6 38506 Cookeville 30,100 $1,827 $337,331
13.9 38569 Lancaster 390 — $434,684
15.8 38567 Hickman 1,065 — $315,646
15.9 38588 Whitleyville 1,025 — $217,394
16.5 37030 Carthage 8,183 — $278,003
17.5 37145 Pleasant Shade 2,442 — $252,767
17.7 38568 Hilham 2,243 — $241,535
19.9 38563 Gordonsville 1,826 — $311,900

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.