38551
Celina, Tennessee.
Celina, Clay County, TN · population 4,477
to buy the typical home at today's mortgage rate — +$642 (+155%) since Jan 2020.
- 1 year
- Up $11,888 +6%
- $189,531$201,419 since Sep 2025
- 5 years
- Up $50,836 +34%
- $150,583$201,419 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38551$1,057
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 38551 rose 6.3% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Clay County, TN 98% · Jackson County, TN 2%
Zillow also publishes an index for the city itself: Celina, TN — measured over the city limits, which is a different area from this zip.
Typical home value — 38551
Mid-tier homes, smoothed and seasonally adjusted.
- 38551$201,419
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.2 | 38575 | Moss | 865 | — | $211,974 |
| 8.5 | 38568 | Hilham | 2,243 | — | $241,535 |
| 8.5 | 38541 | Allons | 1,542 | — | $247,747 |
| 14.7 | 38588 | Whitleyville | 1,025 | — | $217,394 |
| 15.3 | 42167 | Tompkinsville | 8,172 | — | $146,179 |
| 15.6 | 38570 | Livingston | 10,255 | — | $233,203 |
| 15.6 | 38573 | Monroe | 2,097 | — | $267,760 |
| 16.5 | 42717 | Burkesville | 5,969 | — | $152,720 |
| 17.2 | 38562 | Gainesboro | 6,493 | — | $204,531 |
| 18.0 | 37150 | Red Boiling Springs | 4,476 | — | $196,093 |
| 18.6 | 38549 | Byrdstown | 4,141 | — | $250,194 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.