Zip lookup · KY

40322
Frenchburg, Kentucky.

Frenchburg, Menifee County, KY · Mount Sterling, KY metro · population 3,238

What it costs per month · 40322 $687/mo

to buy the typical home at today's mortgage rate — +$390 (+131%) since Jan 2020.

What the home itself did
1 year
Down $22,625 -15%
$153,579$130,954 since Sep 2025
5 years
Up $21,512 +20%
$109,442$130,954 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40322 $687 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40322$687
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 40322 fell 14.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Frenchburg, KY — measured over the city limits, which is a different area from this zip.

Typical home value $130,954 as of Sep 2026
-14.7%year on year

Typical home value — 40322

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40322 $130,954 Mount Sterling $194,558 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40322$130,954
  • Mount Sterling$194,558
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 40346 Means 819 — $159,126
7.8 40387 Wellington 1,948 — $126,435
9.0 40358 Olympia 1,012 — $206,128
10.1 40371 Salt Lick 2,525 — $170,582
11.2 40380 Stanton 7,100 — $159,570
11.7 41425 Ezel 1,247 — $140,374
12.2 40337 Jeffersonville 5,244 — $207,192
16.6 41301 Campton 5,953 — $133,634
17.0 40360 Owingsville 7,595 — $190,893
17.3 40312 Clay City 5,994 — $126,379
18.0 41352 Mize 606 — $140,910
19.1 40313 Clearfield 2,832 — $151,318
19.4 40353 Mount Sterling 22,725 $1,172 $232,058
19.9 40472 Ravenna 1,276 — $88,495

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.