40360
Owingsville, Kentucky.
Owingsville, Bath County, KY · Mount Sterling, KY metro · population 7,595
to buy the typical home at today's mortgage rate — +$620 (+163%) since Jan 2020.
- 1 year
- Up $4,024 +2%
- $186,869$190,893 since Sep 2025
- 5 years
- Up $56,526 +42%
- $134,366$190,893 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40360$1,002
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 40360 rose 2.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Bath County, KY 96% · Montgomery County, KY 4%
Zillow also publishes an index for the city itself: Owingsville, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40360
Mid-tier homes, smoothed and seasonally adjusted.
- 40360$190,893
- Mount Sterling$194,558
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.2 | 40358 | Olympia | 1,012 | — | $206,128 |
| 8.4 | 40374 | Sharpsburg | 2,562 | — | $193,767 |
| 10.5 | 41049 | Hillsboro | 2,238 | — | $208,700 |
| 10.8 | 40371 | Salt Lick | 2,525 | — | $170,582 |
| 11.7 | 40353 | Mount Sterling | 22,725 | $1,172 | $232,058 |
| 11.9 | 40350 | Moorefield | 73 | — | $236,230 |
| 12.0 | 40346 | Means | 819 | — | $159,126 |
| 14.9 | 40337 | Jeffersonville | 5,244 | — | $207,192 |
| 17.0 | 40322 | Frenchburg | 3,238 | — | $130,954 |
| 17.4 | 41041 | Flemingsburg | 7,750 | — | $174,812 |
| 18.1 | 40311 | Carlisle | 7,672 | — | $197,079 |
| 18.8 | 41039 | Ewing | 2,974 | — | $184,221 |
| 19.4 | 40351 | Morehead | 22,322 | $969 | $195,227 |
| 19.8 | 41093 | Wallingford | 2,387 | — | $162,644 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.