40348
Millersburg, Kentucky.
Millersburg, Bourbon County, KY · Lexington-Fayette, KY metro · population 625
to buy the typical home at today's mortgage rate — +$400 (+123%) since Jan 2020.
- 1 year
- Down $24,285 -15%
- $162,466$138,182 since Sep 2025
- 5 years
- Up $14,633 +12%
- $123,548$138,182 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40348$725
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in zip 40348 fell 14.9% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Millersburg, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40348
Mid-tier homes, smoothed and seasonally adjusted.
- 40348$138,182
- Lexington$324,999
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.9 | 40311 | Carlisle | 7,672 | — | $197,079 |
| 8.0 | 40361 | Paris | 18,361 | — | $260,999 |
| 10.8 | 41031 | Cynthiana | 16,624 | — | $251,019 |
| 14.5 | 40350 | Moorefield | 73 | — | $236,230 |
| 14.5 | 40374 | Sharpsburg | 2,562 | — | $193,767 |
| 15.2 | 41064 | Mount Olivet | 2,161 | — | $196,990 |
| 16.3 | 41039 | Ewing | 2,974 | — | $184,221 |
| 19.6 | 40353 | Mount Sterling | 22,725 | $1,172 | $232,058 |
| 19.8 | 40516 | Lexington | 2,926 | $1,875 | $342,397 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.