Zip lookup · KY

40374
Sharpsburg, Kentucky.

Sharpsburg, Bath County, KY · Mount Sterling, KY metro · population 2,562

What it costs per month · 40374 $1,017/mo

to buy the typical home at today's mortgage rate — +$625 (+160%) since Jan 2020.

What the home itself did
1 year
Up $7,828 +4%
$185,939$193,767 since Sep 2025
5 years
Up $51,465 +36%
$142,302$193,767 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40374 $1,017 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40374$1,017
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 40374 rose 4.2% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Bath County, KY 84% · Nicholas County, KY 12% · Bourbon County, KY 4%

Zillow also publishes an index for the city itself: Sharpsburg, KY — measured over the city limits, which is a different area from this zip.

Typical home value $193,767 as of Sep 2026
+4.2%year on year

Typical home value — 40374

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40374 $193,767 Mount Sterling $194,558 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40374$193,767
  • Mount Sterling$194,558
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 40350 Moorefield 73 — $236,230
8.4 40360 Owingsville 7,595 — $190,893
10.0 40311 Carlisle 7,672 — $197,079
10.6 40353 Mount Sterling 22,725 $1,172 $232,058
13.8 41039 Ewing 2,974 — $184,221
14.5 40348 Millersburg 625 — $138,182
14.6 41049 Hillsboro 2,238 — $208,700
16.1 40358 Olympia 1,012 — $206,128
16.4 41041 Flemingsburg 7,750 — $174,812
17.4 40361 Paris 18,361 — $260,999
18.2 40346 Means 819 — $159,126
18.2 40337 Jeffersonville 5,244 — $207,192
19.2 40371 Salt Lick 2,525 — $170,582

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.