Zip lookup · KY

40486
Tyner, Kentucky.

Tyner, Jackson County, KY · population 2,375

What it costs per month · 40486 $628/mo

to buy the typical home at today's mortgage rate — $41 (-6%) since Jan 2020.

What the home itself did
1 year
Down $58,765 -33%
$178,421$119,655 since Sep 2025
5 years
Down $89,901 -43%
$209,557$119,655 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40486 $628 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40486$628
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40486 fell 32.9% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Jackson County, KY 90% · Owsley County, KY 8% · Clay County, KY 1%

Zillow also publishes an index for the city itself: Tyner, KY — measured over the city limits, which is a different area from this zip.

Typical home value $119,655 as of Sep 2026
-32.9%year on year

Typical home value — 40486

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 40486 $119,655 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 40486$119,655
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.9 40402 Annville 2,509 — $121,457
10.9 40447 McKee 8,014 — $114,054
13.1 41314 Booneville 4,049 — $110,657
16.2 41311 Beattyville 6,331 — $126,685
16.6 40962 Manchester 17,310 — $110,131
18.1 40729 East Bernstadt 5,799 — $151,880
19.7 40445 Livingston 755 — $96,766

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.