40445
East Bernstadt, Kentucky.
East Bernstadt, Rockcastle County, KY · population 755
to buy the typical home at today's mortgage rate — +$67 (+15%) since Jan 2020.
- 1 year
- Down $35,701 -27%
- $132,467$96,766 since Sep 2025
- 5 years
- Down $37,708 -28%
- $134,474$96,766 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40445$508
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in zip 40445 fell 27.0% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: East Bernstadt, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40445
Mid-tier homes, smoothed and seasonally adjusted.
- 40445$96,766
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.8 | 40460 | Orlando | 1,358 | — | $102,885 |
| 5.9 | 40729 | East Bernstadt | 5,799 | — | $151,880 |
| 6.7 | 40456 | Mount Vernon | 8,370 | — | $146,176 |
| 12.8 | 40409 | Brodhead | 3,445 | — | $153,522 |
| 13.3 | 40402 | Annville | 2,509 | — | $121,457 |
| 13.4 | 40741 | London | 23,397 | — | $186,143 |
| 14.0 | 40447 | McKee | 8,014 | — | $114,054 |
| 18.0 | 40419 | Crab Orchard | 5,250 | — | $178,203 |
| 18.1 | 40403 | Berea | 27,607 | $923 | $254,850 |
| 19.7 | 40486 | Tyner | 2,375 | — | $119,655 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.