40855
Cumberland, Kentucky.
Cumberland, Harlan County, KY · population 744
to buy the typical home at today's mortgage rate — +$200 (+238%) since Jan 2020.
- 1 year
- Down $613 -1%
- $54,695$54,083 since Sep 2025
- 5 years
- Up $23,287 +76%
- $30,796$54,083 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40855$284
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 6 years.
Typical home values in zip 40855 fell 1.1% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Cumberland, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40855
Mid-tier homes, smoothed and seasonally adjusted.
- 40855$54,083
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.3 | 40807 | Benham | 619 | — | $63,596 |
| 4.7 | 40862 | Partridge | 525 | — | $85,037 |
| 5.0 | 40823 | Cumberland | 3,742 | — | $69,147 |
| 5.7 | 24216 | Appalachia | 2,246 | — | $54,428 |
| 8.5 | 40927 | Closplint | 584 | — | $65,588 |
| 10.9 | 24219 | Big Stone Gap | 10,450 | — | $144,461 |
| 11.6 | 24243 | Dryden | 1,452 | — | $136,561 |
| 13.4 | 24273 | Norton | 5,593 | — | $122,392 |
| 13.8 | 41858 | Whitesburg | 7,031 | — | $84,420 |
| 13.9 | 40870 | Totz | 564 | — | $97,682 |
| 14.4 | 41837 | Mayking | 945 | — | $64,506 |
| 14.7 | 41804 | Blackey | 1,201 | — | $51,801 |
| 14.8 | 41731 | Cornettsville | 927 | — | $84,193 |
| 14.8 | 40828 | Evarts | 4,280 | — | $62,940 |
| 15.5 | 41815 | Ermine | 796 | — | $66,590 |
| 15.5 | 41826 | Jeremiah | 668 | — | $58,609 |
| 15.6 | 24277 | Pennington Gap | 5,839 | — | $95,452 |
| 16.5 | 41824 | Isom | 685 | — | $69,072 |
| 17.4 | 24244 | Duffield | 5,600 | — | $147,042 |
| 17.7 | 41855 | Thornton | 711 | — | $72,078 |
| 17.8 | 40865 | Putney | 426 | — | $95,850 |
| 18.7 | 24279 | Pound | 4,671 | — | $125,145 |
| 18.8 | 24293 | Wise | 9,786 | — | $186,871 |
| 18.9 | 41838 | Millstone | 701 | — | $63,032 |
| 19.0 | 40820 | Cranks | 121 | — | $92,181 |
| 19.4 | 41774 | Viper | 2,010 | — | $102,214 |
| 19.9 | 41840 | Neon | 1,245 | — | $43,394 |
| 20.0 | 41777 | Yeaddiss | 1,229 | — | $68,198 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.