Zip lookup · KY

40807
Cumberland, Kentucky.

Cumberland, Harlan County, KY · population 619

What it costs per month · 40807 $334/mo

to buy the typical home at today's mortgage rate — +$229 (+218%) since Jan 2020.

What the home itself did
1 year
Up $4,897 +8%
$58,699$63,596 since Sep 2025
5 years
Up $30,730 +94%
$32,866$63,596 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40807 $334 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40807$334
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 5 years.

Typical home values in zip 40807 rose 8.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cumberland, KY — measured over the city limits, which is a different area from this zip.

Typical home value $63,596 as of Sep 2026
+8.3%year on year

Typical home value — 40807

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40807 $63,596 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40807$63,596
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 40823 Cumberland 3,742 — $69,147
3.3 40855 Lynch 744 — $54,083
5.8 40862 Partridge 525 — $85,037
6.7 40927 Closplint 584 — $65,588
9.0 24216 Appalachia 2,246 — $54,428
10.9 40870 Totz 564 — $97,682
11.9 41731 Cornettsville 927 — $84,193
12.5 40828 Evarts 4,280 — $62,940
12.8 24243 Dryden 1,452 — $136,561
12.9 41804 Blackey 1,201 — $51,801
13.9 41858 Whitesburg 7,031 — $84,420
14.1 24219 Big Stone Gap 10,450 — $144,461
14.6 41826 Jeremiah 668 — $58,609
14.9 40865 Putney 426 — $95,850
15.4 24277 Pennington Gap 5,839 — $95,452
15.6 41837 Mayking 945 — $64,506
16.0 41815 Ermine 796 — $66,590
16.0 41824 Isom 685 — $69,072
16.5 24273 Norton 5,593 — $122,392
16.6 41774 Viper 2,010 — $102,214
16.6 41777 Yeaddiss 1,229 — $68,198
17.5 40820 Cranks 121 — $92,181
18.1 41855 Thornton 711 — $72,078
19.0 41773 Vicco 1,087 — $87,396
19.1 40806 Baxter 1,732 — $108,074
19.4 40810 Bledsoe 1,323 — $91,178
19.4 40815 Cawood 811 — $69,505
19.6 41838 Millstone 701 — $63,032
19.6 24244 Duffield 5,600 — $147,042

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.