Zip lookup · KY

40828
Evarts, Kentucky.

Evarts, Harlan County, KY · population 4,280

What it costs per month · 40828 $330/mo

to buy the typical home at today's mortgage rate — +$203 (+159%) since Jan 2020.

What the home itself did
1 year
Down $3,768 -6%
$66,708$62,940 since Sep 2025
5 years
Up $19,556 +45%
$43,384$62,940 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40828 $330 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40828$330
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 40828 fell 5.6% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Evarts, KY — measured over the city limits, which is a different area from this zip.

Typical home value $62,940 as of Sep 2026
-5.6%year on year

Typical home value — 40828

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40828 $62,940 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40828$62,940
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 40870 Totz 564 — $97,682
4.9 40865 Putney 426 — $95,850
6.5 40927 Closplint 584 — $65,588
6.7 40820 Cranks 121 — $92,181
7.3 40815 Cawood 811 — $69,505
7.8 40806 Baxter 1,732 — $108,074
9.6 40810 Bledsoe 1,323 — $91,178
10.6 40823 Cumberland 3,742 — $69,147
10.6 24277 Pennington Gap 5,839 — $95,452
11.6 40854 Loyall 675 — $75,593
12.5 40807 Benham 619 — $63,596
12.6 40831 Harlan 4,789 — $103,335
13.8 24263 Jonesville 5,830 — $129,267
13.9 41777 Yeaddiss 1,229 — $68,198
14.0 24243 Dryden 1,452 — $136,561
14.6 40873 Wallins Creek 2,167 — $78,442
14.8 40855 Lynch 744 — $54,083
16.4 41731 Cornettsville 927 — $84,193
17.9 40819 Coldiron 808 — $98,812
18.2 24281 Rose Hill 1,890 — $121,598
18.2 40862 Partridge 525 — $85,037
18.5 24221 Blackwater 633 — $141,674
18.7 40863 Pathfork 706 — $70,070
19.6 41774 Viper 2,010 — $102,214

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.