Zip lookup · KY

40856
Pathfork, Kentucky.

Pathfork, Bell County, KY · Middlesborough, KY metro · population 745

What it costs per month · 40856 $473/mo

to buy the typical home at today's mortgage rate — $135 (-22%) since Jan 2020.

What the home itself did
1 year
Down $51,680 -36%
$141,785$90,105 since Sep 2025
5 years
Down $78,816 -47%
$168,922$90,105 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40856 $473 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40856$473
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40856 fell 36.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Pathfork, KY — measured over the city limits, which is a different area from this zip.

Typical home value $90,105 as of Sep 2026
-36.4%year on year

Typical home value — 40856

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40856 $90,105 Middlesborough $99,037 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40856$90,105
  • Middlesborough$99,037
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 40813 Calvin 354 — $100,332
5.2 40863 Pathfork 706 — $70,070
5.6 24248 Ewing 2,207 — $133,806
7.8 40958 Kettle Island 547 — $90,810
8.1 40819 Coldiron 808 — $98,812
9.7 37752 Harrogate 6,185 — $235,482
10.3 40873 Wallins Creek 2,167 — $78,442
10.6 40988 Stoney Fork 519 — $67,398
11.1 40977 Pineville 8,367 — $86,686
11.2 40902 Arjay 558 — $66,151
11.5 40831 Harlan 4,789 — $103,335
11.7 24281 Rose Hill 1,890 — $121,598
12.7 40965 Middlesboro 11,561 — $119,418
13.7 40854 Loyall 675 — $75,593
14.4 37724 Cumberland Gap 2,214 — $220,174
15.5 37879 Tazewell 11,854 — $215,192
17.4 40935 Flat Lick 1,748 — $85,679
17.6 40815 Cawood 811 — $69,505
18.2 40903 Artemus 558 — $83,980
18.3 40806 Baxter 1,732 — $108,074
20.0 40810 Bledsoe 1,323 — $91,178

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.