Zip lookup · KY

40815
Cawood, Kentucky.

Cawood, Harlan County, KY · population 811

What it costs per month · 40815 $365/mo

to buy the typical home at today's mortgage rate — +$174 (+91%) since Jan 2020.

What the home itself did
1 year
Down $1,212 -2%
$70,717$69,505 since Sep 2025
5 years
Up $10,220 +17%
$59,285$69,505 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40815 $365 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40815$365
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 40815 fell 1.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cawood, KY — measured over the city limits, which is a different area from this zip.

Typical home value $69,505 as of Sep 2026
-1.7%year on year

Typical home value — 40815

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40815 $69,505 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40815$69,505
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 40820 Cranks 121 — $92,181
6.1 40831 Harlan 4,789 — $103,335
7.3 40828 Evarts 4,280 — $62,940
7.5 40806 Baxter 1,732 — $108,074
8.2 40854 Loyall 675 — $75,593
8.9 40865 Putney 426 — $95,850
9.1 24263 Jonesville 5,830 — $129,267
9.9 40873 Wallins Creek 2,167 — $78,442
10.8 40810 Bledsoe 1,323 — $91,178
10.9 40870 Totz 564 — $97,682
11.0 24281 Rose Hill 1,890 — $121,598
11.3 24277 Pennington Gap 5,839 — $95,452
12.4 40863 Pathfork 706 — $70,070
12.9 40927 Closplint 584 — $65,588
13.0 40819 Coldiron 808 — $98,812
16.8 24221 Blackwater 633 — $141,674
17.0 24243 Dryden 1,452 — $136,561
17.3 40988 Stoney Fork 519 — $67,398
17.4 37765 Kyles Ford 370 — $156,603
17.6 40856 Miracle 745 — $90,105
17.7 40823 Cumberland 3,742 — $69,147
18.8 37869 Sneedville 5,271 — $177,444
18.8 41777 Yeaddiss 1,229 — $68,198
19.0 24248 Ewing 2,207 — $133,806
19.4 40807 Benham 619 — $63,596
19.9 40958 Kettle Island 547 — $90,810

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.