Zip lookup · KY

40988
Helton, Kentucky.

Helton, Bell County, KY · Middlesborough, KY metro · population 519

What it costs per month · 40988 $354/mo

to buy the typical home at today's mortgage rate — +$138 (+64%) since Jan 2020.

What the home itself did
1 year
Down $15,367 -19%
$82,765$67,398 since Sep 2025
5 years
Down $3,207 -5%
$70,604$67,398 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40988 $354 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40988$354
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40988 fell 18.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Bell County, KY 95% · Harlan County, KY 5%

Zillow also publishes an index for the city itself: Helton, KY — measured over the city limits, which is a different area from this zip.

Typical home value $67,398 as of Sep 2026
-18.6%year on year

Typical home value — 40988

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 40988 $67,398 Middlesborough $99,037 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40988$67,398
  • Middlesborough$99,037
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 40958 Kettle Island 547 — $90,810
5.0 40819 Coldiron 808 — $98,812
5.4 40902 Arjay 558 — $66,151
7.5 40873 Wallins Creek 2,167 — $78,442
9.4 40863 Pathfork 706 — $70,070
9.6 40854 Loyall 675 — $75,593
10.6 40856 Miracle 745 — $90,105
10.7 40813 Calvin 354 — $100,332
10.8 40935 Flat Lick 1,748 — $85,679
12.6 40831 Harlan 4,789 — $103,335
13.3 40810 Bledsoe 1,323 — $91,178
13.4 40806 Baxter 1,732 — $108,074
13.7 40827 Essie 943 — $94,394
14.5 40977 Pineville 8,367 — $86,686
16.0 40953 Hinkle 454 — $105,252
16.1 24248 Ewing 2,207 — $133,806
16.3 40915 Bimble 564 — $129,652
17.1 40903 Artemus 558 — $83,980
17.3 40815 Cawood 811 — $69,505
17.6 40865 Putney 426 — $95,850
18.1 24281 Rose Hill 1,890 — $121,598
18.2 40923 Cannon 679 — $135,980
19.0 40949 Heidrick 468 — $136,881
19.3 40943 Girdler 1,117 — $144,421
19.3 40906 Barbourville 10,813 — $140,148
19.8 40965 Middlesboro 11,561 — $119,418

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.