Zip lookup · OH

45416
Trotwood, Ohio.

Trotwood, Montgomery County, OH · Dayton-Kettering, OH metro · population 5,640

What it costs per month · 45416 $501/mo

to buy the typical home at today's mortgage rate — +$290 (+137%) since Jan 2020.

What the home itself did
1 year
Up $741 +1%
$94,735$95,475 since Sep 2025
5 years
Up $18,227 +24%
$77,248$95,475 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45416 $501 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45416$501
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 45416 rose 0.8% over the past year — slower than the nation's +1.2%.

School districts in 45416, by share of its land: Dayton City 94% · Trotwood-Madison City 6%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Trotwood, OH — measured over the city limits, which is a different area from this zip.

Asking rent $1,408 as of Sep 2026
Typical home value $95,475 as of Sep 2026
+0.8%year on year

Asking rent — 45416

Against the Dayton-Kettering, OH metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 45416 $1,408 Dayton $1,320 United States $1,932
$1,200 $1,400 $1,600 $1,800 2026
  • 45416$1,408
  • Dayton$1,320
  • United States$1,932

Typical home value — 45416

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 45416 $95,475 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 45416$95,475
  • United States$366,157

Within 20 miles

Showing 30 of 56 zips in range — sorting picks from all 56.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 45406 Dayton 19,991 $1,072 $92,680
1.9 45415 Dayton 12,465 — $230,209
2.5 45405 Dayton 18,955 $1,032 $89,985
3.1 45426 Dayton 14,114 $1,348 $170,119
3.3 45414 Dayton 21,167 $1,384 $183,945
4.2 45402 Dayton 9,407 $1,418 $75,331
5.3 45417 Dayton 28,186 $1,069 $75,042
5.5 45315 Clayton 4,905 $1,185 $289,764
5.7 45404 Dayton 9,826 $1,099 $99,942
6.3 45377 Vandalia 14,888 $993 $246,161
6.5 45403 Dayton 13,608 $1,076 $100,922
6.7 45410 Dayton 14,694 $1,255 $129,441
6.8 45409 Dayton 15,293 $1,213 $249,124
7.5 45322 Englewood 20,884 $1,376 $227,434
7.7 45439 Dayton 11,914 $1,451 $170,584
8.0 45419 Dayton 17,008 $1,063 $277,488
8.3 45424 Dayton 50,725 $1,299 $227,238
8.9 45345 New Lebanon 6,110 — $193,508
9.1 45309 Brookville 11,876 — $273,748
9.1 45420 Dayton 24,411 $1,205 $168,768
9.9 45431 Dayton 27,951 $1,620 $255,591
9.9 45449 Dayton 19,066 $1,540 $191,524
9.9 45429 Dayton 26,347 $1,519 $273,572
10.3 45432 Dayton 15,055 $1,529 $224,674
10.4 45354 Phillipsburg 553 — $160,494
10.4 45371 Tipp City 22,865 $1,786 $349,685
11.1 45383 West Milton 6,912 — $235,935
11.3 45430 Dayton 7,371 — $312,482
12.0 45325 Farmersville 2,470 — $298,144
12.1 45459 Dayton 28,553 $1,569 $334,239

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.