45315
Clayton, Ohio.
Clayton, Montgomery County, OH · Dayton-Kettering, OH metro · population 4,905
to buy the typical home at today's mortgage rate — +$857 (+129%) since Jan 2020.
- 1 year
- Up $10,404 +4%
- $279,359$289,764 since Sep 2025
- 5 years
- Up $70,400 +32%
- $219,363$289,764 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45315$1,521
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 45315 rose 3.7% over the past year — faster than the nation's +1.2%.
School districts in 45315, by share of its land: Northmont City 82% · Trotwood-Madison City 12% · Brookville Local 5% · New Lebanon Local 1%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Clayton, OH — measured over the city limits, which is a different area from this zip.
Asking rent — 45315
Against the Dayton-Kettering, OH metro and the national benchmark.
- 45315$1,185
- Dayton$1,320
- United States$1,932
Typical home value — 45315
Mid-tier homes, smoothed and seasonally adjusted.
- 45315$289,764
- United States$366,157
Within 20 miles
Showing 30 of 53 zips in range — sorting picks from all 53.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.9 | 45322 | Englewood | 20,884 | $1,376 | $227,434 |
| 4.1 | 45426 | Dayton | 14,114 | $1,348 | $170,119 |
| 4.5 | 45309 | Brookville | 11,876 | — | $273,748 |
| 4.6 | 45415 | Dayton | 12,465 | — | $230,209 |
| 4.9 | 45354 | Phillipsburg | 553 | — | $160,494 |
| 5.5 | 45416 | Dayton | 5,640 | $1,408 | $95,475 |
| 6.5 | 45377 | Vandalia | 14,888 | $993 | $246,161 |
| 6.9 | 45414 | Dayton | 21,167 | $1,384 | $183,945 |
| 6.9 | 45383 | West Milton | 6,912 | — | $235,935 |
| 7.2 | 45406 | Dayton | 19,991 | $1,072 | $92,680 |
| 7.9 | 45405 | Dayton | 18,955 | $1,032 | $89,985 |
| 8.5 | 45378 | Verona | 539 | — | $149,064 |
| 8.8 | 45345 | New Lebanon | 6,110 | — | $193,508 |
| 9.0 | 45417 | Dayton | 28,186 | $1,069 | $75,042 |
| 9.5 | 45337 | Laura | 1,703 | — | $259,867 |
| 9.7 | 45402 | Dayton | 9,407 | $1,418 | $75,331 |
| 10.4 | 45339 | Ludlow Falls | 1,057 | — | $332,770 |
| 10.8 | 45371 | Tipp City | 22,865 | $1,786 | $349,685 |
| 10.9 | 45404 | Dayton | 9,826 | $1,099 | $99,942 |
| 10.9 | 45338 | Lewisburg | 4,761 | — | $252,674 |
| 11.9 | 45358 | Pitsburg | 362 | — | $198,200 |
| 12.0 | 45403 | Dayton | 13,608 | $1,076 | $100,922 |
| 12.1 | 45424 | Dayton | 50,725 | $1,299 | $227,238 |
| 12.2 | 45409 | Dayton | 15,293 | $1,213 | $249,124 |
| 12.2 | 45410 | Dayton | 14,694 | $1,255 | $129,441 |
| 12.3 | 45325 | Farmersville | 2,470 | — | $298,144 |
| 12.4 | 45439 | Dayton | 11,914 | $1,451 | $170,584 |
| 13.1 | 45381 | West Alexandria | 5,626 | — | $241,447 |
| 13.3 | 45359 | Pleasant Hill | 2,160 | — | $246,902 |
| 13.4 | 45419 | Dayton | 17,008 | $1,063 | $277,488 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.