45846
Fort Recovery, Ohio.
Fort Recovery, Mercer County, OH · Celina, OH metro · population 4,644
to buy the typical home at today's mortgage rate — +$1,068 (+138%) since Jan 2020.
- 1 year
- Up $20,272 +6%
- $330,183$350,454 since Sep 2025
- 5 years
- Up $96,088 +38%
- $254,366$350,454 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45846$1,839
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 45846 rose 6.1% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Mercer County, OH 86% · Darke County, OH 14% · Jay County, IN 0%
School districts in 45846, by share of its land: Fort Recovery Local 56% · St Henry Consolidated Local 16% · Coldwater Exempted Village 8% · Celina City 6% · Versailles Exempted Village 4% · Mississinawa Valley Local 3% · Ansonia Local 3% · Marion Local 2% · Parkway Local 2%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Fort Recovery, OH — measured over the city limits, which is a different area from this zip.
Typical home value — 45846
Mid-tier homes, smoothed and seasonally adjusted.
- 45846$350,454
- Celina$275,654
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.2 | 45883 | Saint Henry | 4,144 | — | $382,292 |
| 6.5 | 45828 | Coldwater | 6,404 | — | $294,380 |
| 6.7 | 45310 | Burkettsville | 227 | — | $230,058 |
| 7.5 | 45348 | New Weston | 848 | — | $288,173 |
| 10.4 | 45362 | Rossburg | 1,071 | — | $271,985 |
| 11.2 | 47371 | Portland | 12,424 | — | $168,582 |
| 11.7 | 45866 | Montezuma | 117 | — | $156,203 |
| 12.2 | 45860 | Maria Stein | 2,326 | — | $436,873 |
| 12.6 | 45822 | Celina | 19,957 | — | $245,305 |
| 13.2 | 45390 | Union City | 3,432 | — | $154,131 |
| 14.1 | 45351 | Osgood | 328 | — | $273,265 |
| 14.3 | 45303 | Ansonia | 2,188 | — | $188,104 |
| 15.0 | 47382 | Saratoga | 144 | — | $74,123 |
| 15.0 | 47390 | Union City | 4,972 | — | $138,128 |
| 15.1 | 47326 | Bryant | 1,803 | — | $260,661 |
| 15.2 | 45388 | Yorkshire | 841 | — | $356,262 |
| 16.8 | 45380 | Versailles | 5,394 | — | $307,548 |
| 17.4 | 47380 | Ridgeville | 1,924 | — | $162,052 |
| 17.6 | 46740 | Geneva | 4,486 | — | $270,390 |
| 18.8 | 45869 | New Bremen | 4,170 | — | $313,566 |
| 18.9 | 45882 | Rockford | 2,919 | — | $229,723 |
| 19.7 | 45865 | Minster | 5,522 | — | $344,469 |
| 19.9 | 46711 | Berne | 8,353 | — | $256,034 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.