Zip lookup · OH

45866
Montezuma, Ohio.

Montezuma, Mercer County, OH · Celina, OH metro · population 117

What it costs per month · 45866 $820/mo

to buy the typical home at today's mortgage rate — +$531 (+184%) since Jan 2020.

What the home itself did
1 year
Up $15,862 +11%
$140,342$156,203 since Sep 2025
5 years
Up $50,604 +48%
$105,599$156,203 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45866 $820 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45866$820
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 45866 rose 11.3% over the past year — faster than the nation's +1.2%.

School districts in 45866, by share of its land: Celina City 93% · Coldwater Exempted Village 4% · New Bremen Local 2% · Marion Local 2%. Which one a home is in is printed on its tax bill.

Typical home value $156,203 as of Sep 2026
+11.3%year on year

Typical home value — 45866

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 45866 $156,203 Celina $275,654 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 45866$156,203
  • Celina$275,654
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.0 45822 Celina 19,957 — $245,305
6.7 45828 Coldwater 6,404 — $294,380
6.8 45860 Maria Stein 2,326 — $436,873
7.1 45883 Saint Henry 4,144 — $382,292
8.5 45869 New Bremen 4,170 — $313,566
10.3 45885 Saint Marys 12,753 — $209,392
10.6 45310 Burkettsville 227 — $230,058
10.7 45351 Osgood 328 — $273,265
11.4 45865 Minster 5,522 — $344,469
11.7 45846 Fort Recovery 4,644 — $350,454
11.7 45388 Yorkshire 841 — $356,262
12.5 45348 New Weston 848 — $288,173
12.7 45862 Mendon 1,417 — $179,682
13.1 45871 New Knoxville 2,167 — $268,051
14.2 45845 Fort Loramie 3,429 — $348,450
14.6 45882 Rockford 2,919 — $229,723
14.7 45362 Rossburg 1,071 — $271,985
17.0 45380 Versailles 5,394 — $307,548
17.8 45819 Buckland 226 — $152,901
18.2 45887 Spencerville 4,422 — $202,613
19.0 45302 Anna 4,338 — $331,374
19.0 45363 Russia 1,862 — $359,689
19.2 45306 Botkins 2,124 — $285,912
19.4 45894 Venedocia 602 — $213,886
19.8 45303 Ansonia 2,188 — $188,104

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.