Zip lookup · OH

45863
Middle Point, Ohio.

Middle Point, Van Wert County, OH · Van Wert, OH metro · population 1,256

What it costs per month · 45863 $870/mo

to buy the typical home at today's mortgage rate — +$477 (+121%) since Jan 2020.

What the home itself did
1 year
Down $1,435 -1%
$167,283$165,848 since Sep 2025
5 years
Up $27,602 +20%
$138,246$165,848 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45863 $870 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45863$870
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 45863 fell 0.9% over the past year — slower than the nation's +1.2%.

School districts in 45863, by share of its land: Lincolnview Local 81% · Delphos City 19%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Middle Point, OH — measured over the city limits, which is a different area from this zip.

Typical home value $165,848 as of Sep 2026
-0.9%year on year

Typical home value — 45863

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 45863 $165,848 Van Wert $186,650 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 45863$165,848
  • Van Wert$186,650
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.7 45891 Van Wert 15,584 — $185,136
7.2 45833 Delphos 10,919 — $198,668
7.5 45849 Grover Hill 1,002 — $161,318
8.9 45844 Fort Jennings 3,059 — $298,229
9.8 45894 Venedocia 602 — $213,886
10.1 45886 Scott 342 — $135,547
10.6 45827 Cloverdale 2,186 — $278,599
11.8 45851 Haviland 524 — $171,310
14.2 45874 Ohio City 1,820 — $175,683
14.2 45887 Spencerville 4,422 — $202,613
14.6 45832 Convoy 3,230 — $197,183
14.7 45853 Kalida 1,526 — $291,539
15.2 45873 Oakwood 2,414 — $154,682
16.4 45862 Mendon 1,417 — $179,682
16.5 45807 Lima 11,774 — $257,836
16.6 45879 Paulding 6,194 — $159,644
17.9 45831 Continental 3,233 — $212,943
18.5 45880 Payne 2,470 — $170,659
18.9 45830 Columbus Grove 5,199 — $245,085
19.4 45882 Rockford 2,919 — $229,723
19.5 45805 Lima 24,387 $1,412 $194,162
19.9 45898 Willshire 917 — $183,647
20.0 45820 Cairo 581 — $142,659

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.