45820
Cairo, Ohio.
Cairo, Allen County, OH · Lima, OH metro · population 581
to buy the typical home at today's mortgage rate — +$416 (+125%) since Jan 2020.
- 1 year
- Up $2,047 +1%
- $140,612$142,659 since Sep 2025
- 5 years
- Up $29,464 +26%
- $113,195$142,659 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45820$749
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 45820 rose 1.5% over the past year — faster than the nation's +1.2%.
School districts in 45820, by share of its land: Bluffton Exempted Village 61% · Bath Local 24% · Columbus Grove Local 13% · Pandora-Gilboa Local 2%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Cairo, OH — measured over the city limits, which is a different area from this zip.
Typical home value — 45820
Mid-tier homes, smoothed and seasonally adjusted.
- 45820$142,659
- Lima$190,694
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.6 | 45807 | Lima | 11,774 | — | $257,836 |
| 4.6 | 45801 | Lima | 21,739 | $1,193 | $141,549 |
| 5.2 | 45830 | Columbus Grove | 5,199 | — | $245,085 |
| 5.8 | 45808 | Beaverdam | 350 | — | $122,179 |
| 8.0 | 45804 | Lima | 13,608 | — | $74,624 |
| 8.1 | 45805 | Lima | 24,387 | $1,412 | $194,162 |
| 10.9 | 45806 | Lima | 10,974 | — | $237,261 |
| 11.0 | 45817 | Bluffton | 5,926 | — | $274,634 |
| 11.5 | 45877 | Pandora | 2,562 | — | $242,382 |
| 12.1 | 45844 | Fort Jennings | 3,059 | — | $298,229 |
| 12.2 | 45853 | Kalida | 1,526 | — | $291,539 |
| 12.4 | 45850 | Harrod | 3,559 | — | $241,404 |
| 13.3 | 45875 | Ottawa | 11,547 | — | $289,654 |
| 14.0 | 45833 | Delphos | 10,919 | — | $198,668 |
| 14.8 | 45810 | Ada | 7,449 | $1,200 | $232,048 |
| 15.6 | 45868 | Mount Cory | 737 | — | $221,902 |
| 16.5 | 45827 | Cloverdale | 2,186 | — | $278,599 |
| 16.8 | 45887 | Spencerville | 4,422 | — | $202,613 |
| 17.0 | 45819 | Buckland | 226 | — | $152,901 |
| 17.3 | 45896 | Waynesfield | 1,833 | — | $211,981 |
| 17.5 | 45812 | Alger | 2,027 | — | $163,363 |
| 18.2 | 45881 | Rawson | 1,683 | — | $242,904 |
| 18.3 | 45859 | McGuffey | 384 | — | $91,532 |
| 18.4 | 45895 | Wapakoneta | 17,998 | — | $242,766 |
| 18.6 | 45841 | Jenera | 924 | — | $267,779 |
| 20.0 | 45863 | Middle Point | 1,256 | — | $165,848 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.