Zip lookup · IN

46530
Granger, Indiana.

Granger, Saint Joseph County, IN · South Bend-Mishawaka, IN-MI metro · population 31,598

What it costs per month · 46530 $2,185/mo

to buy the typical home at today's mortgage rate — +$1,196 (+121%) since Jan 2020.

What the home itself did
1 year
Up $15,537 +4%
$400,758$416,295 since Sep 2025
5 years
Up $92,827 +29%
$323,468$416,295 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46530 $2,185 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46530$2,185
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 46530 rose 3.9% over the past year — faster than the nation's +1.2%.

Asking rents in zip 46530 rose 14.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 46530 runs $903/mo more than renting one. The gap peaked at $1,064 in Mar 2025.

That is $2,928 a month against $2,026 rent: a $2,185 mortgage payment, plus $298 property tax and $446 insurance & upkeep.

Owning vs renting — zip 46530

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2025 2026 Owning all in $2,928 Renting $2,026 Mortgage only $2,185
$2,000 $2,500 $3,000 2025 2026
  • Owning all in$2,928
  • Renting$2,026
  • Mortgage only$2,185

Property tax · $298/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $446/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Saint Joseph County, IN 89% · Elkhart County, IN 11%

Zillow also publishes an index for the city itself: Granger, IN — measured over the city limits, which is a different area from this zip.

Asking rent $2,026 as of Sep 2026
+14.0%year on year
Typical home value $416,295 as of Sep 2026
+3.9%year on year

Asking rent — 46530

Against the South Bend-Mishawaka, IN-MI metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2025 2026 46530 $2,026 South Bend $1,258 United States $1,932
$1,250 $1,500 $1,750 $2,000 2025 2026
  • 46530$2,026
  • South Bend$1,258
  • United States$1,932

Typical home value — 46530

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 46530 $416,295 South Bend $237,622 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 46530$416,295
  • South Bend$237,622
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.4 46545 Mishawaka 26,606 $1,181 $218,102
4.5 46635 South Bend 6,410 — $266,949
5.7 46561 Osceola 13,996 — $295,503
6.0 46637 South Bend 16,200 $1,205 $255,304
6.3 49112 Edwardsburg 10,544 — $304,217
6.3 46615 South Bend 14,190 $1,324 $182,054
6.8 46617 South Bend 10,032 $1,530 $332,899
7.8 46616 South Bend 5,979 $1,208 $151,750
7.9 46514 Elkhart 42,389 $1,288 $250,777
8.0 46601 South Bend 4,800 $1,100 $151,023
8.3 49120 Niles 36,495 $1,396 $213,434
8.5 46544 Mishawaka 31,077 $1,208 $208,991
9.2 46613 South Bend 12,279 $1,157 $107,494
10.4 46516 Elkhart 31,871 $1,171 $189,846
10.5 46517 Elkhart 25,433 $899 $244,258
10.8 46628 South Bend 27,685 $1,264 $177,822
12.3 46614 South Bend 29,602 $1,142 $242,693
12.9 46619 South Bend 21,729 $1,287 $139,314
13.1 49031 Cassopolis 7,869 — $275,941
14.1 49130 Union 1,258 — $374,106
14.3 46573 Wakarusa 3,936 — $318,720
16.1 46507 Bristol 9,991 — $338,906
16.1 49102 Berrien Center 1,472 — $291,622
16.5 49107 Buchanan 10,323 — $243,073
17.2 49095 Vandalia 2,432 — $349,770
17.4 46536 Lakeville 2,964 — $291,618
18.0 46526 Goshen 33,668 $1,248 $268,002
18.2 49047 Dowagiac 14,858 $1,290 $223,986
18.3 49061 Jones 1,799 — $248,890
18.6 46552 New Carlisle 7,047 — $278,526

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.