Zip lookup · IN

46617
South Bend, Indiana.

South Bend, Saint Joseph County, IN · South Bend-Mishawaka, IN-MI metro · population 10,032

What it costs per month · 46617 $1,747/mo

to buy the typical home at today's mortgage rate — +$1,085 (+164%) since Jan 2020.

What the home itself did
1 year
Up $25,110 +8%
$307,788$332,899 since Sep 2025
5 years
Up $107,787 +48%
$225,112$332,899 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46617 $1,747 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46617$1,747
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 46617 rose 8.2% over the past year — faster than the nation's +1.2%.

Asking rents in zip 46617 rose 6.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 46617 runs $813/mo more than renting one — the widest that gap has been in this data.

That is $2,343 a month against $1,530 rent: a $1,747 mortgage payment, plus $240 property tax and $356 insurance & upkeep.

Owning vs renting — zip 46617

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,343 Renting $1,530 Mortgage only $1,747
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,343
  • Renting$1,530
  • Mortgage only$1,747

Property tax · $240/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Joseph County, IN

Insurance & upkeep · $356/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: South Bend, IN — measured over the city limits, which is a different area from this zip.

Asking rent $1,530 as of Sep 2026
+6.2%year on year
Typical home value $332,899 as of Sep 2026
+8.2%year on year

Asking rent — 46617

Against the South Bend-Mishawaka, IN-MI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2022 2023 2024 2025 2026 46617 $1,530 South Bend $1,258 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 46617$1,530
  • South Bend$1,258
  • United States$1,932

Typical home value — 46617

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46617 $332,899 South Bend $237,622 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46617$332,899
  • South Bend$237,622
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.3 46601 South Bend 4,800 $1,100 $151,023
1.4 46615 South Bend 14,190 $1,324 $182,054
1.8 46616 South Bend 5,979 $1,208 $151,750
2.5 46635 South Bend 6,410 — $266,949
2.6 46613 South Bend 12,279 $1,157 $107,494
3.4 46637 South Bend 16,200 $1,205 $255,304
4.6 46545 Mishawaka 26,606 $1,181 $218,102
5.7 46628 South Bend 27,685 $1,264 $177,822
6.1 46614 South Bend 29,602 $1,142 $242,693
6.3 46619 South Bend 21,729 $1,287 $139,314
6.8 46530 Granger 31,598 $2,026 $416,295
6.8 46544 Mishawaka 31,077 $1,208 $208,991
8.3 46561 Osceola 13,996 — $295,503
10.2 49120 Niles 36,495 $1,396 $213,434
11.7 46536 Lakeville 2,964 — $291,618
12.7 46554 North Liberty 4,405 — $271,644
13.0 46517 Elkhart 25,433 $899 $244,258
13.0 46552 New Carlisle 7,047 — $278,526
13.0 49112 Edwardsburg 10,544 — $304,217
13.5 46573 Wakarusa 3,936 — $318,720
13.7 46514 Elkhart 42,389 $1,288 $250,777
14.6 49107 Buchanan 10,323 — $243,073
14.9 46516 Elkhart 31,871 $1,171 $189,846
15.7 46506 Bremen 9,994 — $280,277
15.9 49113 Galien 1,742 — $246,094
16.1 46537 Lapaz 475 — $168,331
16.7 46365 Mill Creek 992 — $320,217
18.5 49102 Berrien Center 1,472 — $291,622
18.9 46371 Rolling Prairie 3,396 — $320,714
19.4 49103 Berrien Springs 11,590 $1,495 $302,527

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.