Zip lookup · MI

48604
Saginaw, Michigan.

Saginaw, Saginaw County, MI · Saginaw, MI metro · population 11,011

What it costs per month · 48604 $1,811/mo

to buy the typical home at today's mortgage rate — +$868 (+92%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 United States $1,811
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • United States$1,811

Typical home values in zip 48604 rose 4.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Saginaw County, MI 91% · Bay County, MI 9%

Zillow also publishes an index for the city itself: Saginaw, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,670 as of Aug 2026

Asking rent — 48604

Against the Saginaw, MI metro and the national benchmark.

Not enough data to draw this yet.

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 48603 Saginaw 27,757 $1,132 $231,896
4.7 48607 Saginaw 1,614 $1,022 $38,655
5.4 48602 Saginaw 27,127 $1,073 $84,229
6.4 48638 Saginaw 12,875 — $202,733
6.9 48708 Bay City 25,635 $859 $137,802
7.0 48706 Bay City 38,974 $938 $192,332
7.4 48601 Saginaw 31,601 $927 $60,273
9.0 48623 Freeland 15,129 — $301,166
10.0 48609 Saginaw 11,966 — $218,380
10.1 48747 Munger 1,549 — $221,379
11.5 48611 Auburn 6,093 — $236,559
11.6 48732 Essexville 11,340 $973 $207,418
12.1 48722 Bridgeport 3,127 — $178,619
13.1 48631 Kawkawlin 3,681 — $230,529
14.2 48757 Reese 3,708 — $221,740
14.4 48626 Hemlock 5,766 — $252,099
14.6 48734 Frankenmuth 7,746 — $321,686
16.4 48417 Burt 2,222 — $208,750
17.4 48655 Saint Charles 5,760 — $204,887
17.5 48415 Birch Run 8,918 — $238,983
18.4 48634 Linwood 4,334 — $209,765
18.6 48733 Fairgrove 1,648 — $161,125
19.4 48642 Midland 34,039 $1,578 $255,858
19.8 48637 Merrill 3,024 — $204,383
19.8 48640 Midland 32,492 $1,355 $247,709

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.