48708
Bay City, Michigan.
Bay City, Bay County, MI · Bay City, MI metro · population 25,635
to buy the typical home at today's mortgage rate — +$1,116 (+126%) since Jan 2020.
- 1 year
- Up $26,639 +8%
- $354,454$381,093 since Sep 2025
- 5 years
- Up $101,445 +36%
- $279,648$381,093 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 48708$2,000
- United States$1,811
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 48708 rose 6.1% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Bay County, MI 90% · Saginaw County, MI 10%
Zillow also publishes an index for the city itself: Bay City, MI — measured over the city limits, which is a different area from this zip.
Asking rent — 48708
Against the Bay City, MI metro and the national benchmark.
- 48708$859
- Bay City$1,018
- United States$1,932
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.8 | 48732 | Essexville | 11,340 | $973 | $207,418 |
| 5.0 | 48747 | Munger | 1,549 | — | $221,379 |
| 6.1 | 48706 | Bay City | 38,974 | $938 | $192,332 |
| 6.9 | 48604 | Saginaw | 11,011 | $1,670 | $142,849 |
| 9.7 | 48607 | Saginaw | 1,614 | $1,022 | $38,655 |
| 10.5 | 48757 | Reese | 3,708 | — | $221,740 |
| 11.0 | 48601 | Saginaw | 31,601 | $927 | $60,273 |
| 11.2 | 48603 | Saginaw | 27,757 | $1,132 | $231,896 |
| 11.4 | 48602 | Saginaw | 27,127 | $1,073 | $84,229 |
| 11.7 | 48631 | Kawkawlin | 3,681 | — | $230,529 |
| 12.9 | 48638 | Saginaw | 12,875 | — | $202,733 |
| 13.0 | 48733 | Fairgrove | 1,648 | — | $161,125 |
| 13.3 | 48611 | Auburn | 6,093 | — | $236,559 |
| 14.6 | 48623 | Freeland | 15,129 | — | $301,166 |
| 14.6 | 48722 | Bridgeport | 3,127 | — | $178,619 |
| 14.9 | 48734 | Frankenmuth | 7,746 | — | $321,686 |
| 15.3 | 48701 | Akron | 1,399 | — | $126,782 |
| 16.7 | 48609 | Saginaw | 11,966 | — | $218,380 |
| 17.1 | 48634 | Linwood | 4,334 | — | $209,765 |
| 18.7 | 48768 | Vassar | 9,109 | — | $197,770 |
| 19.8 | 48415 | Birch Run | 8,918 | — | $238,983 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.