Zip lookup · MI

49038
Coloma, Michigan.

Coloma, Berrien County, MI · Niles, MI metro · population 8,616

What it costs per month · 49038 $1,336/mo

to buy the typical home at today's mortgage rate — +$766 (+134%) since Jan 2020.

What the home itself did
1 year
Up $19,104 +8%
$235,387$254,490 since Sep 2025
5 years
Up $59,751 +31%
$194,740$254,490 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49038 $1,336 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49038$1,336
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 49038 rose 8.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Berrien County, MI 87% · Van Buren County, MI 13%

Zillow also publishes an index for the city itself: Coloma, MI — measured over the city limits, which is a different area from this zip.

Typical home value $254,490 as of Sep 2026
+8.1%year on year

Typical home value — 49038

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49038 $254,490 Niles $281,191 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49038$254,490
  • Niles$281,191
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.0 49098 Watervliet 6,215 — $239,924
6.4 49043 Covert 2,102 — $229,838
6.7 49022 Benton Harbor 29,460 $1,050 $159,714
8.2 49057 Hartford 6,434 — $179,846
12.6 49111 Eau Claire 3,159 — $260,903
12.6 49126 Sodus 1,623 — $241,218
12.8 49085 Saint Joseph 23,827 $1,628 $339,202
13.1 49013 Bangor 5,346 — $208,177
14.1 49064 Lawrence 3,635 — $246,861
15.1 49090 South Haven 13,250 $2,016 $371,562
17.0 49127 Stevensville 11,155 $1,381 $337,732
17.4 49047 Dowagiac 14,858 $1,290 $223,986
17.8 49102 Berrien Center 1,472 — $291,622
18.0 49045 Decatur 5,321 — $212,833
18.1 49103 Berrien Springs 11,590 $1,495 $302,527
19.1 49056 Grand Junction 4,478 — $216,431
19.8 49101 Baroda 2,947 — $335,984

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.