Zip lookup · MI

49095
Vandalia, Michigan.

Vandalia, Cass County, MI · South Bend-Mishawaka, IN-MI metro · population 2,432

What it costs per month · 49095 $1,836/mo

to buy the typical home at today's mortgage rate — +$964 (+110%) since Jan 2020.

What the home itself did
1 year
Up $18,885 +6%
$330,885$349,770 since Sep 2025
5 years
Up $47,786 +16%
$301,984$349,770 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49095 $1,836 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49095$1,836
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 49095 rose 5.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Vandalia, MI — measured over the city limits, which is a different area from this zip.

Typical home value $349,770 as of Sep 2026
+5.7%year on year

Typical home value — 49095

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49095 $349,770 South Bend $237,622 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49095$349,770
  • South Bend$237,622
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 49061 Jones 1,799 — $248,890
5.5 49031 Cassopolis 7,869 — $275,941
8.9 49067 Marcellus 3,974 — $249,163
9.0 49130 Union 1,258 — $374,106
11.0 49112 Edwardsburg 10,544 — $304,217
11.5 49042 Constantine 4,564 — $215,914
12.9 49093 Three Rivers 18,433 $1,300 $230,802
13.5 46507 Bristol 9,991 — $338,906
13.5 49099 White Pigeon 5,942 — $239,621
13.8 46514 Elkhart 42,389 $1,288 $250,777
13.9 49047 Dowagiac 14,858 $1,290 $223,986
14.7 49045 Decatur 5,321 — $212,833
15.8 49065 Lawton 7,092 — $284,982
16.5 46516 Elkhart 31,871 $1,171 $189,846
17.2 46530 Granger 31,598 $2,026 $416,295
17.8 49087 Schoolcraft 6,305 — $351,545
18.8 49120 Niles 36,495 $1,396 $213,434
18.8 46540 Middlebury 12,993 — $377,516
19.3 49032 Centreville 3,287 — $239,255
19.5 46561 Osceola 13,996 — $295,503
19.6 49102 Berrien Center 1,472 — $291,622

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.