Zip lookup · MI

49130
Union, Michigan.

Union, Cass County, MI · South Bend-Mishawaka, IN-MI metro · population 1,258

What it costs per month · 49130 $1,964/mo

to buy the typical home at today's mortgage rate — +$999 (+104%) since Jan 2020.

What the home itself did
1 year
Up $7,886 +2%
$366,219$374,106 since Sep 2025
5 years
Up $52,012 +16%
$322,094$374,106 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49130 $1,964 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49130$1,964
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 49130 rose 2.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Union, MI — measured over the city limits, which is a different area from this zip.

Typical home value $374,106 as of Sep 2026
+2.2%year on year

Typical home value — 49130

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49130 $374,106 South Bend $237,622 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49130$374,106
  • South Bend$237,622
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 46507 Bristol 9,991 — $338,906
7.1 49061 Jones 1,799 — $248,890
7.2 46514 Elkhart 42,389 $1,288 $250,777
8.5 46516 Elkhart 31,871 $1,171 $189,846
9.0 49095 Vandalia 2,432 — $349,770
9.1 49112 Edwardsburg 10,544 — $304,217
9.6 49099 White Pigeon 5,942 — $239,621
10.5 49031 Cassopolis 7,869 — $275,941
11.0 49042 Constantine 4,564 — $215,914
11.1 46540 Middlebury 12,993 — $377,516
12.6 46528 Goshen 26,248 $1,201 $309,516
12.9 46517 Elkhart 25,433 $899 $244,258
13.6 46561 Osceola 13,996 — $295,503
14.1 46530 Granger 31,598 $2,026 $416,295
15.5 46565 Shipshewana 9,014 — $411,860
15.8 46526 Goshen 33,668 $1,248 $268,002
15.9 46545 Mishawaka 26,606 $1,181 $218,102
17.1 49067 Marcellus 3,974 — $249,163
17.3 49093 Three Rivers 18,433 $1,300 $230,802
18.2 46544 Mishawaka 31,077 $1,208 $208,991
18.5 46635 South Bend 6,410 — $266,949
19.5 49120 Niles 36,495 $1,396 $213,434
19.5 46615 South Bend 14,190 $1,324 $182,054
19.6 46573 Wakarusa 3,936 — $318,720
19.7 46543 Millersburg 4,741 — $420,782

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.