Zip lookup · IA

50046
Cambridge, Iowa.

Cambridge, Story County, IA · Ames, IA metro · population 1,554

What it costs per month · 50046 $1,737/mo

to buy the typical home at today's mortgage rate — +$966 (+125%) since Jan 2020.

What the home itself did
1 year
Up $13,168 +4%
$317,754$330,922 since Sep 2025
5 years
Up $79,084 +31%
$251,838$330,922 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50046 $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50046$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 50046 rose 4.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Story County, IA 73% · Polk County, IA 27%

Zillow also publishes an index for the city itself: Cambridge, IA — measured over the city limits, which is a different area from this zip.

Typical home value $330,922 as of Sep 2026
+4.1%year on year

Typical home value — 50046

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50046 $330,922 Ames $277,302 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50046$330,922
  • Ames$277,302
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 50124 Huxley 4,859 $1,150 $344,001
6.7 50073 Elkhart 1,208 — $327,938
7.0 50161 Maxwell 2,296 — $326,490
7.1 50244 Slater 1,729 — $296,086
7.1 50007 Alleman 444 — $381,604
8.5 50134 Kelley 770 — $348,673
9.1 50243 Sheldahl 361 — $227,194
10.4 50010 Ames 33,799 $1,251 $294,371
10.7 50201 Nevada 8,320 $1,730 $247,370
11.4 50226 Polk City 7,759 $1,616 $429,534
11.9 50035 Bondurant 10,131 $1,245 $331,526
11.9 50021 Ankeny 30,283 $1,469 $318,429
12.1 50055 Collins 1,102 — $272,672
12.6 50023 Ankeny 46,306 $1,459 $355,240
14.1 50014 Ames 32,958 $1,240 $312,833
14.3 50156 Madrid 4,575 — $285,152
14.7 50056 Colo 1,003 — $257,710
15.1 50168 Mingo 826 — $328,193
16.7 50131 Johnston 24,583 $1,356 $401,338
16.8 50105 Gilbert 1,487 — $338,759
16.9 50109 Granger 3,309 — $382,079
17.0 50313 Des Moines 17,440 $1,158 $184,332
17.4 50009 Altoona 22,886 $1,588 $320,331
17.7 50234 Rhodes 559 — $246,821
18.4 50169 Mitchellville 3,667 — $277,405
19.0 50317 Des Moines 36,548 $1,252 $191,095
19.3 50236 Roland 1,761 — $258,955
19.7 50310 Des Moines 31,177 $913 $231,801
19.8 50316 Des Moines 16,710 $1,228 $162,391
19.8 50111 Grimes 16,865 $1,396 $346,634

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.