Zip lookup · MN

56303
Saint Cloud, Minnesota.

Saint Cloud, Stearns County, MN · St. Cloud, MN metro · population 25,827

What it costs per month · 56303 $1,249/mo

to buy the typical home at today's mortgage rate — +$669 (+115%) since Jan 2020.

What the home itself did
1 year
Up $2,013 +1%
$235,985$237,998 since Sep 2025
5 years
Up $46,156 +24%
$191,842$237,998 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 56303 $1,249 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 56303$1,249
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 56303 rose 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Saint Cloud, MN — measured over the city limits, which is a different area from this zip.

Asking rent $949 as of Sep 2026
Typical home value $237,998 as of Sep 2026
+0.9%year on year

Asking rent — 56303

Against the St. Cloud, MN metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 56303 $949 St. Cloud $1,224 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 56303$949
  • St. Cloud$1,224
  • United States$1,932

Typical home value — 56303

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 56303 $237,998 St. Cloud $310,763 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 56303$237,998
  • St. Cloud$310,763
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 56387 Waite Park 7,756 $1,143 $251,019
4.7 56377 Sartell 21,063 $1,460 $336,629
6.2 56301 Saint Cloud 35,580 $1,319 $307,929
6.5 56374 Saint Joseph 10,029 — $331,448
7.6 56379 Sauk Rapids 17,607 $1,048 $303,546
8.4 56304 Saint Cloud 17,473 $1,176 $270,858
9.3 56375 Saint Stephen 694 — $297,889
9.4 56369 Rockville 582 — $258,795
12.0 56310 Avon 5,431 — $376,829
12.6 56320 Cold Spring 8,482 — $366,057
13.1 56367 Rice 7,209 — $352,285
13.8 55320 Clearwater 5,998 — $369,759
14.8 55319 Clear Lake 5,185 — $418,554
17.0 56340 Holdingford 2,309 — $351,627
17.5 56329 Foley 7,778 — $344,064
18.0 56368 Richmond 4,262 — $363,337
18.3 55353 Kimball 3,361 — $353,769
18.6 56307 Albany 5,385 — $352,410
18.6 55382 South Haven 3,691 — $405,334
19.4 56373 Royalton 3,329 — $361,217
19.5 56314 Bowlus 1,393 — $353,658

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.