56374
Saint Joseph, Minnesota.
Saint Joseph, Stearns County, MN · St. Cloud, MN metro · population 10,029
to buy the typical home at today's mortgage rate — +$946 (+119%) since Jan 2020.
- 1 year
- Up $11,791 +4%
- $319,657$331,448 since Sep 2025
- 5 years
- Up $68,348 +26%
- $263,100$331,448 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 56374$1,740
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 56374 rose 3.7% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Saint Joseph, MN — measured over the city limits, which is a different area from this zip.
Typical home value — 56374
Mid-tier homes, smoothed and seasonally adjusted.
- 56374$331,448
- St. Cloud$310,763
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.5 | 56310 | Avon | 5,431 | — | $376,829 |
| 5.8 | 56377 | Sartell | 21,063 | $1,460 | $336,629 |
| 6.5 | 56303 | Saint Cloud | 25,827 | $949 | $237,998 |
| 6.8 | 56387 | Waite Park | 7,756 | $1,143 | $251,019 |
| 7.4 | 56375 | Saint Stephen | 694 | — | $297,889 |
| 9.3 | 56301 | Saint Cloud | 35,580 | $1,319 | $307,929 |
| 9.3 | 56369 | Rockville | 582 | — | $258,795 |
| 10.5 | 56320 | Cold Spring | 8,482 | — | $366,057 |
| 11.8 | 56340 | Holdingford | 2,309 | — | $351,627 |
| 12.2 | 56307 | Albany | 5,385 | — | $352,410 |
| 12.5 | 56379 | Sauk Rapids | 17,607 | $1,048 | $303,546 |
| 13.6 | 56367 | Rice | 7,209 | — | $352,285 |
| 14.3 | 56368 | Richmond | 4,262 | — | $363,337 |
| 14.9 | 56304 | Saint Cloud | 17,473 | $1,176 | $270,858 |
| 15.0 | 56314 | Bowlus | 1,393 | — | $353,658 |
| 17.0 | 56331 | Freeport | 2,057 | — | $375,209 |
| 18.0 | 56373 | Royalton | 3,329 | — | $361,217 |
| 18.0 | 56384 | Upsala | 303 | — | $206,480 |
| 18.9 | 55320 | Clearwater | 5,998 | — | $369,759 |
| 19.6 | 55353 | Kimball | 3,361 | — | $353,769 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.