Zip lookup · AZ

85119
Apache Junction, Arizona.

Apache Junction, Pinal County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 25,420

What it costs per month · 85119 $2,035/mo

to buy the typical home at today's mortgage rate — +$1,123 (+123%) since Jan 2020.

What the home itself did
1 year
Down $5,294 -1%
$392,980$387,685 since Sep 2025
5 years
Up $34,591 +10%
$353,094$387,685 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 85119 $2,035 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 85119$2,035
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 37 years.

Typical home values in zip 85119 fell 1.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 85119 rose 1.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85119 runs $867/mo more than renting one. The gap peaked at $1,099 in Oct 2022.

That is $2,601 a month against $1,734 rent: a $2,035 mortgage payment, plus $151 property tax and $415 insurance & upkeep.

Owning vs renting — zip 85119

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2022 2023 2024 2025 2026 Owning all in $2,601 Renting $1,734 Mortgage only $2,035
$1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,601
  • Renting$1,734
  • Mortgage only$2,035

Property tax · $151/mo 0.47% of value a year — the ACS 2020-2024 median bill over the median home value for Pinal County, AZ

Insurance & upkeep · $415/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Apache Junction, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $1,734 as of Sep 2026
+1.2%year on year
Typical home value $387,685 as of Sep 2026
-1.3%year on year

Asking rent — 85119

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2022 2023 2024 2025 2026 85119 $1,734 Phoenix $1,720 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2022 2024 2026
  • 85119$1,734
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85119

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 85119 $387,685 Phoenix $441,097 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 85119$387,685
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 85120 Apache Junction 31,191 $1,809 $351,688
7.2 85208 Mesa 37,225 $1,899 $372,968
7.3 85209 Mesa 43,150 $1,923 $440,669
8.3 85118 Gold Canyon 14,932 $1,922 $475,572
8.4 85212 Mesa 55,283 $2,199 $553,659
8.7 85207 Mesa 51,178 $2,116 $546,183
9.5 85215 Mesa 16,888 $2,265 $500,216
9.7 85140 San Tan Valley 51,260 $2,011 $428,041
12.1 85206 Mesa 37,235 $1,697 $379,962
12.5 85205 Mesa 45,116 $1,770 $400,067
13.4 85234 Gilbert 51,283 $1,883 $548,790
13.8 85296 Gilbert 53,076 $2,176 $541,937
14.4 85295 Gilbert 56,744 $1,903 $538,562
15.2 85297 Gilbert 37,475 $2,192 $584,518
15.6 85213 Mesa 36,836 $1,629 $550,216
16.0 85143 San Tan Valley 44,444 $1,985 $373,184
16.1 85204 Mesa 65,155 $1,376 $387,919
16.2 85142 Queen Creek 93,700 $2,206 $586,082
16.3 85298 Gilbert 44,114 $2,640 $677,844
17.6 85203 Mesa 38,035 $1,291 $443,809
17.7 85233 Gilbert 39,077 $2,173 $516,489
19.3 85225 Chandler 72,297 $1,754 $438,217
19.3 85210 Mesa 39,015 $1,418 $357,946
19.9 85201 Mesa 51,400 $1,390 $355,411

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.