Zip lookup · CA

92653
Laguna Hills, California.

Laguna Hills, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 29,624

What it costs per month · 92653 $6,703/mo

to buy the typical home at today's mortgage rate — +$3,967 (+145%) since Jan 2020.

What the home itself did
1 year
Up $53,751 +4%
$1,223,384$1,277,135 since Sep 2025
5 years
Up $367,232 +40%
$909,904$1,277,135 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 92653 $6,703 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 92653$6,703
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 92653 rose 4.4% over the past year — faster than the nation's +1.2%.

Asking rents in zip 92653 rose 3.6% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 92653 runs $5,746/mo more than renting one. The gap peaked at $5,952 in Jan 2025.

That is $8,771 a month against $3,024 rent: a $6,703 mortgage payment, plus $700 property tax and $1,367 insurance & upkeep.

Owning vs renting — zip 92653

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2022 2023 2024 2025 2026 Owning all in $8,771 Renting $3,024 Mortgage only $6,703
$2,500 $5,000 $7,500 2022 2024 2026
  • Owning all in$8,771
  • Renting$3,024
  • Mortgage only$6,703

Property tax · $700/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA

Insurance & upkeep · $1,367/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Laguna Hills, CA — measured over the city limits, which is a different area from this zip.

Asking rent $3,024 as of Sep 2026
+3.6%year on year
Typical home value $1,277,135 as of Sep 2026
+4.4%year on year

Asking rent — 92653

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $2,500 $3,000 2022 2023 2024 2025 2026 92653 $3,024 Los Angeles $2,929 United States $1,932
$2,000 $2,500 $3,000 2022 2024 2026
  • 92653$3,024
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 92653

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 92653 $1,277,135 Los Angeles $950,020 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 92653$1,277,135
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 92637 Laguna Woods 17,289 $3,081 $458,554
2.1 92656 Aliso Viejo 52,229 $3,469 $980,662
2.3 92691 Mission Viejo 45,841 $3,313 $1,202,217
3.4 92692 Mission Viejo 47,022 $3,121 $1,202,341
3.9 92630 Lake Forest 67,152 $3,204 $1,171,463
4.5 92677 Laguna Niguel 64,139 $3,343 $1,492,029
4.7 92651 Laguna Beach 23,557 $5,560 $3,114,975
5.4 92688 Rancho Santa Margarita 43,320 $2,849 $1,003,972
5.5 92618 Irvine 66,126 $3,619 $1,515,388
6.0 92603 Irvine 18,387 $4,315 $2,316,790
6.8 92610 Foothill Ranch 12,867 $2,949 $1,220,350
7.0 92675 San Juan Capistrano 35,095 $4,131 $1,335,787
7.5 92657 Newport Coast 9,920 $5,276 $5,547,446
8.0 92629 Dana Point 25,579 $4,234 $1,790,155
8.3 92604 Irvine 26,491 $3,556 $1,343,576
8.5 92620 Irvine 61,631 $3,880 $1,622,926
8.5 92612 Irvine 33,714 $3,543 $1,160,437
8.7 92694 Ladera Ranch 35,764 $3,656 $1,265,716
8.8 92617 Irvine 24,017 — $807,527
9.0 92679 Trabuco Canyon 30,818 $4,216 $1,571,014
9.3 92624 Capistrano Beach 7,211 $4,652 $1,704,699
9.4 92602 Irvine 28,261 $3,544 $1,946,132
9.6 92625 Corona Del Mar 12,294 $7,599 $4,342,564
9.8 92606 Irvine 23,990 $3,450 $1,422,892
9.8 92614 Irvine 29,239 $3,458 $1,191,420
10.1 92673 San Clemente 29,406 $3,592 $1,745,814
10.5 92660 Newport Beach 34,890 $4,404 $3,270,812
10.9 92782 Tustin 30,073 $3,395 $1,304,150
11.1 92662 Newport Beach 2,294 $6,308 $4,647,099
11.5 92661 Newport Beach 3,079 $6,808 $4,704,738

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.