92673
San Clemente, California.
San Clemente, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 29,406
to buy the typical home at today's mortgage rate — +$5,729 (+167%) since Jan 2020.
- 1 year
- Up $65,046 +4%
- $1,680,769$1,745,814 since Sep 2025
- 5 years
- Up $535,621 +44%
- $1,210,194$1,745,814 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 92673$9,163
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 92673 rose 3.9% over the past year — faster than the nation's +1.2%.
Asking rents in zip 92673 rose 7.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 92673 runs $8,397/mo more than renting one. The gap peaked at $8,597 in Jan 2025.
That is $11,989 a month against $3,592 rent: a $9,163 mortgage payment, plus $957 property tax and $1,869 insurance & upkeep.
Owning vs renting — zip 92673
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$11,989
- Renting$3,592
- Mortgage only$9,163
Property tax · $957/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA
Insurance & upkeep · $1,869/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Zillow also publishes an index for the city itself: San Clemente, CA — measured over the city limits, which is a different area from this zip.
Asking rent — 92673
Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.
- 92673$3,592
- Los Angeles$2,929
- United States$1,932
Typical home value — 92673
Mid-tier homes, smoothed and seasonally adjusted.
- 92673$1,745,814
- Los Angeles$950,020
- United States$366,157
Within 20 miles
Showing 30 of 33 zips in range — sorting picks from all 33.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.2 | 92624 | Capistrano Beach | 7,211 | $4,652 | $1,704,699 |
| 3.3 | 92675 | San Juan Capistrano | 35,095 | $4,131 | $1,335,787 |
| 3.8 | 92694 | Ladera Ranch | 35,764 | $3,656 | $1,265,716 |
| 5.4 | 92629 | Dana Point | 25,579 | $4,234 | $1,790,155 |
| 6.9 | 92677 | Laguna Niguel | 64,139 | $3,343 | $1,492,029 |
| 7.1 | 92672 | San Clemente | 36,939 | $3,398 | $1,754,313 |
| 10.1 | 92692 | Mission Viejo | 47,022 | $3,121 | $1,202,341 |
| 10.1 | 92653 | Laguna Hills | 29,624 | $3,024 | $1,277,135 |
| 10.2 | 92656 | Aliso Viejo | 52,229 | $3,469 | $980,662 |
| 10.5 | 92688 | Rancho Santa Margarita | 43,320 | $2,849 | $1,003,972 |
| 10.5 | 92691 | Mission Viejo | 45,841 | $3,313 | $1,202,217 |
| 11.6 | 92651 | Laguna Beach | 23,557 | $5,560 | $3,114,975 |
| 11.9 | 92637 | Laguna Woods | 17,289 | $3,081 | $458,554 |
| 13.2 | 92630 | Lake Forest | 67,152 | $3,204 | $1,171,463 |
| 13.2 | 92679 | Trabuco Canyon | 30,818 | $4,216 | $1,571,014 |
| 15.2 | 92610 | Foothill Ranch | 12,867 | $2,949 | $1,220,350 |
| 15.4 | 92603 | Irvine | 18,387 | $4,315 | $2,316,790 |
| 15.5 | 92657 | Newport Coast | 9,920 | $5,276 | $5,547,446 |
| 15.6 | 92618 | Irvine | 66,126 | $3,619 | $1,515,388 |
| 15.8 | 92562 | Murrieta | 64,781 | $2,535 | $682,664 |
| 17.4 | 92625 | Corona Del Mar | 12,294 | $7,599 | $4,342,564 |
| 17.7 | 92530 | Lake Elsinore | 61,768 | $2,239 | $559,000 |
| 17.9 | 92617 | Irvine | 24,017 | — | $807,527 |
| 18.1 | 92612 | Irvine | 33,714 | $3,543 | $1,160,437 |
| 18.4 | 92604 | Irvine | 26,491 | $3,556 | $1,343,576 |
| 18.6 | 92620 | Irvine | 61,631 | $3,880 | $1,622,926 |
| 18.8 | 92662 | Newport Beach | 2,294 | $6,308 | $4,647,099 |
| 19.0 | 92661 | Newport Beach | 3,079 | $6,808 | $4,704,738 |
| 19.1 | 92660 | Newport Beach | 34,890 | $4,404 | $3,270,812 |
| 19.2 | 92602 | Irvine | 28,261 | $3,544 | $1,946,132 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.