States · Massachusetts · Middlesex County

Acton, Massachusetts.

Typical home $858,873 (+0.7% in a year), asking rent $2,431 . Boston-Cambridge-Newton, MA-NH metro.

What it costs per month · Acton $4,508/mo

to buy the typical home at today's mortgage rate — +$2,447 (+119%) since Jan 2020.

What the home itself did
1 year
Up $6,112 +1%
$852,761$858,873 since Sep 2025
5 years
Up $178,884 +26%
$679,989$858,873 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Acton $4,508 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Acton$4,508
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Acton, MA rose 0.7% over the past year — slower than the nation's +1.2%.

Living in Acton, Middlesex County, Massachusetts

Acton is a town of 24,021 people in Middlesex County. Half its households earn more than $158,230 a year and half less, against $130,847 across Middlesex County; 3% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.

People 24,021 in the 2020 census; median age 44.5
Household income $158,230 the median, give or take $13,899 · Middlesex County: $130,847
Unemployment 4.0% Middlesex County, August 2026; 4.3% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Acton is a suburban town where most homes are lived in by their owners, and where household incomes run well above the county's and few people live below the poverty line. Homes here are expensive, and so is renting. Residents are somewhat older than in many towns, and nearly everyone has a four-year degree. Winters are cold, with January the coldest month, summers turn warm in July, and a good deal of rain and melted snow falls over the year.

Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in manufacturing and in shops. The commute is a long one, and a good many people work from home, more than in most places. In Acton itself, the Acton-Boxborough Schools are the largest workplace, followed by Haartz, which makes vinyl coated fabrics, and TPS Group Holdings. Across Middlesex County, jobs have slipped a little from the year before and unemployment is a touch lower than a year ago.

Things to do. Walden Pond, a reservoir, and the Concord River are both a short drive away and suit a walk or time by the water. For a longer outing, Boston has the Museum of Fine Arts and Fenway Park, each a longer drive away. The Isabella Stewart Gardner Museum is also a longer drive away.

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  • 9,409households
  • 80%of adults have a degree
  • 3%below the poverty line
  • 35 mintypical commute
  • 36%work from home

What residents work in

  • Professional and business services30%
  • Schools, hospitals and social care26%
  • Manufacturing11%
  • Shops (retail)9%
  • Banks, insurance and property6%
  • Restaurants, hotels and entertainment5%

Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 15°; warmest in July, 87° and 60° 20° 40° 60° 80° J 37° 15° F M A M J J 87° 60° A S O N D
Average daily high and low for each month: coldest in January, 37° and 15°; warmest in July, 87° and 60° 20° 40° 60° 80° J 37° 15° F M A M J J 87° 60° A S O N D

Coldest in January, with highs near 37° and lows near 15°; warmest in July, with highs near 87° and lows near 60°. About 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Maynard weather station, 4 miles away (NOAA).

Largest workplaces in Acton

  1. Acton-Boxborough SchoolsSchool district748FTE
  2. HaartzVinyl coated fabrics manufacturing368
  3. TPS Group HoldingsCorporate office holding company operations213
  4. APDerm Management, LLC-ActonCorporate offices182
  5. OnyxParking garage construction180
  6. Idylwilde FarmFood stores148
  7. Roche Bros - ActonSupermarket groc not convenience store129
  8. Trader Joe's 0511 ActonGrocery store99

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,907 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Inland floodingRelatively high
  3. LightningRelatively high
  4. HurricanesRelatively high
  5. Strong windRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Middlesex County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.

Acton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Acton $858,873 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Acton$858,873
  • Massachusetts$655,219
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Acton listings, and the typical home goes pending in 16 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2025 2026 Acton 26.17% United States 26.90%
5% 10% 15% 20% 25% 2025 2026
  • Acton26.17%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Acton 74
25 50 75 100 2018 2022 2026
  • Acton74

New listings per month

Sellers arriving at the market.

10 20 30 40 2024 2025 2026 Acton 28
10 20 30 40 2024 2025 2026
  • Acton28

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $600,000 $800,000 2026 Acton $725,468 United States $371,407
$400,000 $600,000 $800,000 2026
  • Acton$725,468
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

101.5% 102.0% 102.5% 103.0% 2026 Acton 103.04%
101.5% 102.0% 102.5% 103.0% 2026
  • Acton103.04%

Zip codes with a Acton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Acton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Acton