States · Massachusetts

Middlesex County, Massachusetts.

Typical home $804,837 (+1.5% in a year), asking rent $3,069 (+2.4%). Boston-Cambridge-Newton, MA-NH metro.

What it costs per month · Middlesex County, MA $4,224/mo

to buy the typical home at today's mortgage rate — +$2,167 (+105%) since Jan 2020.

What the home itself did
1 year
Up $12,126 +2%
$792,712$804,837 since Sep 2025
5 years
Up $147,254 +22%
$657,584$804,837 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Middlesex County $4,224 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Middlesex County$4,224
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Middlesex County, MA rose 1.5% over the past year — faster than the nation's +1.2%.

Asking rents in Middlesex County, MA rose 2.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in Middlesex County, MA runs $2,708/mo more than renting one. The gap peaked at $2,840 in Jan 2025.

That is $5,777 a month against $3,069 rent: a $4,224 mortgage payment, plus $691 property tax and $862 insurance & upkeep.

Owning vs renting — Middlesex County, MA

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2018 2020 2022 2024 2026 Owning all in $5,777 Renting $3,069 Mortgage only $4,224
$2,000 $4,000 $6,000 2018 2022 2026
  • Owning all in$5,777
  • Renting$3,069
  • Mortgage only$4,224

Property tax · $691/mo 1.03% of value a year — the ACS 2020-2024 median bill over the median home value for Middlesex County, MA

Insurance & upkeep · $862/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Middlesex County, MA home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Middlesex County $804,837 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Middlesex County$804,837
  • Massachusetts$655,219
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $7,501/yr ACS 2020–2024 · on a $727,800 median home
Effective rate 1.03% median bill ÷ median value, same survey · ACS 1-year 2024: 1.00% on a one-year window
On the 2026 roll $7,568/yr median bill on current assessment rolls, effective 0.99% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 41% of the median household income ($130,847, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $2,941/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $8,295/yr an estimate: that same rate on today's $804,837 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 153 Median tax bill 135 2026 roll 137
100 125 150 2018 2022 2026
  • Home value153
  • Median tax bill135
  • 2026 roll137

Zip codes in Middlesex County, MA

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
02493 Weston 100% $5,450 — $2,233,515 +4.5%
02459 Newton 100% $4,115 — $1,791,267 +2.2%
02421 Lexington 100% $3,253 — $1,593,298 +3.2%
01890 Winchester 100% $3,246 -0.5% $1,532,323 +2.6%
02420 Lexington 100% $4,108 — $1,505,966 +2.1%
01773 Lincoln 100% — — $1,502,246 +2.2%
02461 Newton 100% $4,254 — $1,475,376 +0.5%
02478 Belmont 100% $3,059 +2.7% $1,421,483 +1.4%
01742 Concord 100% $3,122 — $1,415,835 +0.5%
02466 Newton 100% $3,636 — $1,372,997 +0.7%
02465 Newton 100% $3,155 — $1,353,462 +1.2%
02460 Newton 100% $3,379 — $1,344,401 +1.3%
01741 Carlisle 100% — — $1,299,312 +1.3%
02462 Newton 100% — — $1,295,580 +4.3%
02458 Newton 100% $2,954 +7.0% $1,232,418 -0.9%
01770 Sherborn 100% — — $1,212,682 +1.6%
01778 Wayland 100% $3,741 — $1,136,142 +1.5%
02138 Cambridge 100% $3,205 +1.0% $1,133,659 +0.5%
01776 Sudbury 100% — — $1,128,471 +0.7%
02476 Arlington 100% $3,132 +5.1% $1,078,713 +3.6%
02140 Cambridge 100% $3,360 +3.4% $1,066,152 +1.2%
02474 Arlington 100% $2,676 +3.1% $1,044,447 +2.2%
02144 Somerville 100% $4,065 +4.0% $1,027,861 +0.0%
01730 Bedford 100% $3,154 +2.1% $1,018,879 +1.8%
02139 Cambridge 100% $3,379 +2.3% $990,941 +1.4%
01748 Hopkinton 100% $2,842 +3.1% $951,889 +3.1%
02143 Somerville 100% $3,176 +0.4% $932,476 +0.5%
01867 Reading 100% $2,888 +0.2% $909,490 +3.1%
02176 Melrose 100% $3,031 +3.6% $908,178 +4.1%
02141 Cambridge 100% $3,650 +6.4% $899,595 +1.6%
01760 Natick 100% $2,930 +4.1% $875,694 +1.4%
01720 Acton 100% $2,408 — $872,490 +0.7%
01803 Burlington 100% $3,145 +3.5% $867,243 +2.1%
02452 Waltham 100% $2,781 +0.3% $849,257 +1.3%
01886 Westford 100% $3,055 +4.4% $827,866 +0.3%
02155 Medford 100% $3,663 +3.5% $817,590 +0.4%
02145 Somerville 100% $3,238 +3.2% $815,825 +0.0%
01880 Wakefield 100% $2,823 +4.1% $812,604 +2.2%
02472 Watertown 100% $3,101 +2.0% $810,489 +0.3%
01775 Stow 100% — — $806,407 +0.7%
01827 Dunstable 100% — — $798,289 +0.4%
02180 Stoneham 100% $3,053 +4.1% $798,100 +2.7%
02453 Waltham 100% $2,806 +1.8% $795,058 +0.9%
02451 Waltham 100% $3,271 +4.2% $794,545 +0.2%
01450 Groton 100% — — $776,585 +2.2%
01887 Wilmington 100% $3,162 — $776,156 +2.4%
01460 Littleton 100% $2,549 — $774,873 +1.7%
01719 Boxboro 100% — — $759,688 +1.7%
01801 Woburn 100% $2,841 +1.8% $753,249 +2.0%
01746 Holliston 100% $2,183 — $736,273 +1.8%
01862 Billerica 100% — — $714,509 +1.5%
01824 Chelmsford 100% $2,655 +2.6% $708,817 +1.1%
01821 Billerica 100% $2,746 +0.1% $696,060 +2.6%
01701 Framingham 100% $2,823 +2.6% $694,408 +0.6%
02148 Malden 100% $2,926 +2.4% $666,917 +1.8%
01721 Ashland 100% $2,820 — $661,685 -0.3%
01879 Tyngsboro 100% $2,950 — $647,888 +2.0%
01749 Hudson 100% $2,558 +5.1% $614,524 +2.0%
01754 Maynard 100% $2,453 — $600,065 +1.3%
01463 Pepperell 100% — — $596,027 +2.2%
01752 Marlborough 100% $2,666 +0.8% $570,903 +0.2%
01432 Ayer 100% $2,433 — $569,156 +2.9%
01702 Framingham 100% $2,221 -3.1% $553,665 +0.1%
01464 Shirley 100% — — $551,657 +2.2%
01863 Chelmsford 100% $2,787 — $548,112 +0.5%
01851 Lowell 100% $2,361 +4.0% $520,042 +0.7%
01474 Townsend 100% — — $513,914 +2.1%
01469 Townsend 100% — — $502,478 +1.5%
01718 Acton 100% — — $488,761 -2.3%
01854 Lowell 100% $2,219 +1.7% $476,823 +1.0%
01431 Ashby 100% — — $473,378 +2.9%
01852 Lowell 100% $2,179 -0.8% $469,900 +1.2%
01850 Lowell 100% $2,197 — $443,468 +0.7%
01864 North Reading 100% $2,820 — — —
02468 Newton 100% — — $2,097,651 +3.6%
02149 Everett 100% $2,805 +2.3% $619,861 +0.5%
02142 Cambridge 100% $3,925 +4.5% $1,311,411 +0.3%
02464 Newton 100% $3,100 — $925,130 +0.4%
01826 Dracut 99% $2,230 — $569,814 +1.5%
01876 Tewksbury 99% $2,864 +8.3% $671,730 +2.1%
02467 Brookline 29% $3,731 +3.8% $1,182,233 +3.0%
01434 Devens 18% — — $594,096 +1.0%
02134 Boston 0% $2,934 -0.2% $733,753 -4.8%
02150 Chelsea 0% $2,630 +1.8% $518,875 +1.1%
01940 Lynnfield 0% $2,961 — $1,076,799 +2.2%