Belton, Missouri.
Typical home $271,348 (+4.1% in a year), asking rent $1,725 (+6.8%). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$779 (+121%) since Jan 2020.
- 1 year
- Up $10,656 +4%
- $260,692$271,348 since Sep 2025
- 5 years
- Up $54,291 +25%
- $217,056$271,348 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belton$1,424
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Belton, MO rose 4.1% over the past year — faster than the nation's +1.2%.
Asking rents in Belton, MO rose 6.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Belton runs $184/mo more than renting one. The gap peaked at $320 in Oct 2023.
That is $1,908 a month against $1,725 rent: a $1,424 mortgage payment, plus $194 property tax and $290 insurance & upkeep.
Owning vs renting — Belton
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,908
- Renting$1,725
- Mortgage only$1,424
Property tax · $194/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for Cass County, MO
Insurance & upkeep · $290/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Belton, Cass County, Missouri
Belton is a city of 23,953 people in Cass County. Half its households earn more than $69,226 a year and half less, against $87,535 across Cass County; 10% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Belton was 3.7% in August 2026, and Cass County had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belton is a city in Cass County, south of Kansas City, and its people are younger on average than in many towns of its size. Incomes here run below the county's, and more households rent than across the county as a whole. Winters are cold, with January highs staying near freezing, and summers turn properly warm by July.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, or in manufacturing. Chewy's warehouse, Belton Schools and Belton Regional Medical Center are among the largest workplaces in town. The commute is a moderate one, and some people work from home. Unemployment has held steady over the past year, and across Cass County there are more jobs than a year earlier.
Things to do. A short drive away, the Harry S. Truman National Historic Site is a protected area tied to the life of the president from Missouri, and the Blue River is close by too. A longer drive brings you to the Nelson-Atkins Museum of Art, and to Arrowhead Stadium, one of the best known places to watch football in the region.
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- 10,429households
- 26%of adults have a degree
- 10%below the poverty line
- 25 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Cass County had 31,431 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 17°; warmest in July, with highs near 86° and lows near 67°.
Average daily high and low, 1991–2020, at the Lees Summit Reed Wr weather station, 11 miles away (NOAA).
Largest workplaces in Belton
- ChewyGeneral warehousing and storage756
- Belton 124 SchoolsSchool district549FTE
- Belton Regional Medical CenterGeneral hospital292FTE
- Hy-VeeSupermarkets and other grocery except convenience stores221
- The Tutera GroupSkilled nursing facilities168
- ROMAluminum ladders manufacturing161
- TargetDiscount department stores99
- Progress RailRailroad rolling stock manufacturing88
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,742 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- HailRelatively high
- Cold wavesRelatively high
- Heat wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cass County and the Kansas City, MO-KS metro.
Belton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belton$271,348
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Belton listings, and the typical home goes pending in 13 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belton35.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Belton13
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belton65
New listings per month
Sellers arriving at the market.
- Belton29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Belton$292,246
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Belton100.41%
Zip codes with a Belton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.