States · Missouri · Ralls County

Center, Missouri.

Typical home $232,672 (+8.2% in a year). Hannibal, MO metro.

What it costs per month · Center $1,221/mo

to buy the typical home at today's mortgage rate — +$758 (+164%) since Jan 2020.

What the home itself did
1 year
Up $17,586 +8%
$215,086$232,672 since Sep 2025
5 years
Up $78,707 +51%
$153,965$232,672 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Center $1,221 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Center$1,221
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in Center, MO rose 8.2% over the past year — faster than the nation's +1.2%.

Living in Center, Ralls County, Missouri

Center is a city of 528 people in Ralls County. Half its households earn more than $59,375 a year and half less, against $65,388 across Ralls County; 14% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Ralls County was 3.2% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 528 in the 2020 census
Household income $59,375 the median, give or take $12,815 · Ralls County: $65,388
Unemployment 3.2% Ralls County, August 2026; 4.0% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Center is a very small city in Ralls County, Missouri, where nearly everyone lives in a home they own. Household incomes run below the county's, and a somewhat larger share of people live below the poverty line than is typical for a place with such settled homeownership. Few adults hold a four-year degree, and very few work from home.

Work. Most residents work in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across Ralls County, the largest workplaces include the Ralls County R-II Schools, Perry Machine & Die, and the Ralls County Electric Cooperative. Unemployment in the county is lower than it was a year ago, and the number of jobs has edged up slightly.

Things to do. Winters in Center are cold and summers are warm, with rain and melted snow spread through the year, so a season for outdoor time is easy to find. A short drive brings several small streams, including Straight Branch, Dry Fork and Ely Creek. A longer drive reaches Mark Twain State Park, the Mark Twain Boyhood Home & Museum, and Mark Twain Cave, a tourist attraction.

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  • 9%of adults have a degree
  • 14%below the poverty line
  • 3%work from home

What residents work in

  • Manufacturing18%
  • Schools, hospitals and social care15%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment10%
  • Other services10%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Ralls County had 3,607 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 86° and 66° 20° 40° 60° 80° J 36° 18° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 86° and 66° 20° 40° 60° 80° J 36° 18° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 86° and lows near 66°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Monroe City weather station, 14 miles away (NOAA).

Largest workplaces in Ralls County

  1. Ralls Co. R-II SchoolsSchool district117FTE
  2. Perry Machine & DieUtility containers, plastics, manufacturing89
  3. Ralls County Electric CooperativeElectric power distribution systems30

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 119 people in all across the county; Center has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesVery high
  2. Inland floodingVery high
  3. Strong windRelatively high
  4. HailRelatively high
  5. LightningRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Center’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ralls County and the Hannibal, MO metro.

Center home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Center $232,672 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Center$232,672
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Center address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Center — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Center