States · Missouri · Johnson County

Chilhowee, Missouri.

Typical home $281,186 (+4.3% in a year). Warrensburg, MO metro.

What it costs per month · Chilhowee $1,476/mo

to buy the typical home at today's mortgage rate — +$798 (+118%) since Jan 2020.

What the home itself did
1 year
Up $11,699 +4%
$269,487$281,186 since Sep 2025
5 years
Up $48,648 +21%
$232,538$281,186 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Chilhowee $1,476 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Chilhowee$1,476
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Chilhowee, MO rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Chilhowee, Johnson County, Missouri

Chilhowee is a town of 291 people in Johnson County. Unemployment in Johnson County was 4.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Johnson County work in schools and health care, then shops.

People 291 in the 2020 census
Household income Too few homes in Chilhowee for the Census survey to measure.
Unemployment 4.3% Johnson County, August 2026; 4.6% a year before
Homes Too few homes in Chilhowee for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chilhowee is a very small town in Johnson County, Missouri, where everyone is likely to know one another. Homes here are valued below what is typical for the country as a whole, and few adults hold a four-year degree. Winters are cold, with January the coldest month, while July brings hot days, and rain and melted snow add up to a fairly wet year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. The commute is a little longer than a short hop across town, and very few people work from home. Across Johnson County, the largest workplaces include the University of Central Missouri, Enersys, which makes lead acid storage batteries, and Warrensburg R-VI Schools.

Things to do. Several creeks lie a short drive away, including Bear Creek, Brushy Creek and Cottonwood Branch, which suit a quiet afternoon by the water. Knob Noster State Park, a protected area, is a longer drive away and is the natural choice for a day out among the trees.

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  • 10%of adults have a degree
  • 27 mintypical commute
  • 2%work from home

What people in Johnson County work in

  • Schools, hospitals and social care27%
  • Shops (retail)12%
  • Manufacturing10%
  • Building trades9%
  • Restaurants, hotels and entertainment8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Johnson County had 16,381 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 18°; warmest in July, 90° and 67° 20° 40° 60° 80° J 40° 18° F M A M J J 90° 67° A S O N D
Average daily high and low for each month: coldest in January, 40° and 18°; warmest in July, 90° and 67° 20° 40° 60° 80° J 40° 18° F M A M J J 90° 67° A S O N D

Coldest in January, with highs near 40° and lows near 18°; warmest in July, with highs near 90° and lows near 67°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Warrensburg 4NW weather station, 14 miles away (NOAA).

Largest workplaces in Johnson County

  1. University of Central MissouriUniversity or college1,303
  2. EnersysLead acid storage batteries manufacturing600
  3. Warrensburg R-VI SchoolsSchool district534FTE
  4. Western Missouri Medical CenterGeneral hospital501FTE
  5. DC14 DC14 WarrensburgGeneral warehousing and storage460
  6. WalmartWarehouse clubs and supercenters410
  7. Knob Noster R-viii SchoolsSchool district255FTE
  8. RISE Community Services161

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,900 people in all across the county; Chilhowee has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Winter weatherRelatively high
  3. Heat wavesRelatively high
  4. Inland floodingRelatively high
  5. DroughtRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chilhowee’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Johnson County and the Warrensburg, MO metro.

Chilhowee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Chilhowee $281,186 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Chilhowee$281,186
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 6 7 2026 Chilhowee 7
6 6 7 2026
  • Chilhowee7

Zip codes with a Chilhowee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chilhowee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chilhowee