States · Florida · Orange County

Christmas, Florida.

Typical home $624,955 (+3.4% in a year). Orlando-Kissimmee-Sanford, FL metro.

What it costs per month · Christmas $3,280/mo

to buy the typical home at today's mortgage rate — +$2,073 (+172%) since Jan 2020.

What the home itself did
1 year
Up $20,694 +3%
$604,261$624,955 since Sep 2025
5 years
Up $183,895 +42%
$441,060$624,955 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Christmas $3,280 Florida $1,970 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Christmas$3,280
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Christmas, FL rose 3.4% over the past year — faster than the nation's +1.2%.

Living in Christmas, Orange County, Florida

Christmas, in Orange County, had 2,439 people in the 2020 census. Unemployment in Orange County was 4.5% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most people in Orange County work in schools and health care, then restaurants and hotels.

People 2,439 in the 2020 census
Household income Too few homes in Christmas for the Census survey to measure.
Unemployment 4.5% Orange County, August 2026; 4.1% a year before
Homes Too few homes in Christmas for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Christmas is a small community in eastern Orange County, home to far fewer people than the county's larger cities. Homes here cost well above what is typical across the country, and the town's name is as familiar to many people as the place itself. Winters are mild, with little or no snow, and summers are hot, with plenty of rain through the year.

Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in professional and business services, and in shops. Across Orange County, some of the largest workplaces are SeaWorld, Walt Disney Parks and Resorts US and AdventHealth Orlando. The typical commute is a fairly long one, and only a small share of residents work from home.

Things to do. Fort Christmas is in or beside town, and the Windover Archaeological Site and St. Johns National Wildlife Refuge, a protected area, are each a short drive away. Farther afield, a longer drive brings you to Universal Studios Florida, an amusement park, and to Camping World Stadium, a stadium.

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  • 667households
  • 29 mintypical commute
  • 7%work from home

What people in Orange County work in

  • Schools, hospitals and social care20%
  • Restaurants, hotels and entertainment16%
  • Professional and business services16%
  • Shops (retail)11%
  • Banks, insurance and property7%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 69° and 50°; warmest in July, 90° and 74° 50° 60° 70° 80° 90° J 69° 50° F M A M J J 90° 74° A S O N D
Average daily high and low for each month: coldest in January, 69° and 50°; warmest in July, 90° and 74° 50° 60° 70° 80° 90° J 69° 50° F M A M J J 90° 74° A S O N D

Coldest in January, with highs near 69° and lows near 50°; warmest in July, with highs near 90° and lows near 74°. About 55 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Titusville weather station, 12 miles away (NOAA).

Largest employers in Orange County

  1. Walt Disney World Co.80,000
  2. Advent Health/Florida Hospital40,000
  3. Universal Orlando Resort32,084
  4. Orlando Health28,806
  5. Orange County Public Schools24,685
  6. Lockheed Martin Corp.14,000
  7. University of Central Florida13,645
  8. Orange County Government12,268

From Orange County’s annual financial report for 2025, its schedule of principal employers (its source: “Source: Orlando Business Journal: 2025 Book of Lists, Central Florida”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windVery high
  2. WildfireRelatively high
  3. Cold wavesRelatively high
  4. HurricanesRelatively moderate
  5. HailRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Christmas’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.

Christmas home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Christmas $624,955 Florida $375,361 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Christmas$624,955
  • Florida$375,361
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 2024 2025 2026 Christmas 7
8 10 12 2024 2025 2026
  • Christmas7

Zip codes with a Christmas address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Christmas — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Christmas